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Capital gains tax (CGT) is the tax you pay on the profit you receive when you sell an asset or investment

The sharemarket gives individuals the opportunity to buy and sell shares and gives companies the opportunity to raise funds via share issues to investors. A quality sharemarket investment can lead to both capital growth and income over time. Historically, shares have outperformed all other asset classes (cash, fixed interest and property).

Bonds are investments made with a single (or regular premium) payment and have a nominal 10 year term. The range of bonds includes investment bonds, friendly society bonds and insurance bonds which have access to a range of investment options. While bonds are most suitable for  accumulating money, this type of investment does not provide […]

Many Australians delay taking control of their finances because they don’t have time, they find it too daunting or they may just not know where to start. The reality is that the sooner you take charge, the sooner you can start working towards achieving better results, especially in the long term.

Gearing is simply another term for borrowing to invest. While we may not enjoy being in debt, not all debt is bad. In fact, it can be a powerful tool used to build wealth and to enhance your investment performance.

Dollar cost averaging is simply the term used to describe the strategy of making regular incremental investments over a period of time as opposed to a one-off lump sum investment.

Investing through a platform allows you to savour a smorgasbord of investment options, without being inundated by the administrative tasks associated with each investment.

Choosing where to invest your money is a difficult decision and will depend on many factors, including your overall investment objectives, risk profile and the amount of time you have to invest. It’s therefore best to seek the advice of a qualified financial adviser who can help define your personal situation and identify the appropriate asset […]