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Family relationships are complex and constantly changing. Whether it is your divorce or that of one of your children, a marriage breakdown changes dynamics. While you may maintain the most amicable of relationships with the other party, it’s important to ensure you have plans in place to protect your children’s financial future. Here are four […]

According to ASX data, 2020 saw an influx of first-time investors into the Australian share market, as uncertainty saw many looking for new ways to protect and grow their finances. Investing for the first time can open up many opportunities, but there are some common mistakes to watch out for. In fact, some of the […]

By now, you are probably aware of the controversy surrounding recent investment in GameStop, a US-based gaming retailer. In case you missed it, essentially retail investors on the Reddit chat platform decided to take on Wall Street hedge funds, by artificially inflating the price of GameStop shares. What exactly happened – and why? The hedge […]

When it comes to budgeting and financial planning, there is often a misconception that it is about imposing restrictions on your lifestyle. The reality couldn’t be more different; financial planning and budgeting should be about aligning your spending habits with your values so that you can actually do more of what you love. It’s often […]

With 2020, and hopefully the worst of COVID-19, in the rear-view mirror, many of us are thinking about our goals for the year ahead.  And while there is still some uncertainty, it’s always worth being clear on what you want to achieve. At this time of year, we are inundated with advice on everything from […]

Jess assists David Maddock and Sean Moran with the management and administration of their client portfolios. Before joining Apt, Jess worked in client services roles where she gained a great deal of experience. Her qualifications include Certificates 3 & 4 in Financial Services and Accounting.

At the Apt 2020 End-of-Year event, attendees heard from author, demographer and commentator, Bernard Salt, on creating wealth in post-COVID Australia.  Those who attended will no doubt agree that it was an incredibly interesting and timely presentation. One discussion point that the Apt Investment team has been doing a lot of thinking about is the […]

Apt Wealth Partners, a national financial advisory firm, is pleased to announce that it has merged with Unified Financial Services, a Melbourne-based financial advisory firm led by an award-winning financial adviser, Michelle Tate-Lovery. Combining under the Apt Wealth Partners brand, the merger will bring together both firms’ shared core values to help clients live their […]

COVID-19 has been challenging for many on the financial front, and our charities were not exempt. In fact, recent research has shown that 14% of Australian charities may be unviable and 44% will likely show an operating loss by September 2021. If you are in a position to think about philanthropy in 2021, there are […]

Sharon works closely with Michelle Tate-Lovery and assists her with the day-to-day management of her client portfolio. Sharon holds a BTEC in Business and Finance and a Diploma in Office Procedures. Outside of the office, Sharon enjoys spending time with her family, camping, and bike riding.