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In Australia today, education is a hot topic. Independent and Catholic schools are becoming popular choices for more and more families. Of course, every child is different, and the type of schooling that will help them thrive can depend on a number of factors. Regardless, it’s important to prepare early and factor it into your […]

ANZAC Day is one of the most important days on the Australian calendar, a day when we remember and honour our servicemen and women who have helped protect the wonderful country and way of life we enjoy today. It’s a day to celebrate everyday Australian values – mateship, courage and sacrifice – values that are […]

Property ownership can be a great way to build wealth. However, if you’re an expat, property investments can be complex, and it pays to do your research. Whether you are considering keeping the former family home when you relocate or buying property as an investment, there are a few factors to weigh up when deciding […]

Owning your own home on a quarter-acre block used to be the ‘Great Australian Dream’. But we have seen several shifts since the post-war years, from denser housing reshaping the dream to today, where owning a home is a considerable financial commitment – and out of reach for many. However, despite changing housing needs and […]

Attitudes towards money are often shaped during childhood and will have a lasting impact, defining financial behaviours well into adulthood. Sometimes, this is copying behaviours, whether positive or negative, and in some cases, it’s rebelling and doing the opposite. This is particularly the case when the family is on one end of the spectrum. For […]

As a medical practitioner and business owner, one of the key components of your financial journey is deciding whether to acquire or invest in commercial premises for your practice. In this article, we will delve into the benefits and considerations associated with purchasing your commercial premises through your self-managed super fund (SMSF). What is an […]

When it comes to managing your self-managed super fund (SMSF), a lot is at stake. How your fund is managed can make or break your retirement. And when you have so much access and control to make changes to your investments, it’s essential to have a diversified investment strategy and the discipline to stick to […]

A self-managed super fund (SMSF) is not for everyone. It can take significant time to manage, and you must have some knowledge and an interest in staying current on the markets and superannuation legislation and changes. But the control it offers can be worth it for those willing to invest the time. Here is a […]

A self-managed super fund (SMSF) is essentially a private superannuation fund set up for individuals (up to six) to manage their own retirement savings. Today, according to ATO data, Australia has 606,217 SMSFs in operation, managing $889 billion in assets. In contrast to regular superannuation funds, an SMSF gives its members a proactive role in […]

David is a Financial Advice Associate with a strong background in the financial industry. He holds a Graduate Diploma in Financial Planning and a Bachelor of Business Studies degree. Leveraging seven years of experience in the financial advice industry, David finds fulfillment in assisting individuals in achieving their financial goals. Outside of work, David enjoys […]