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The term self-managed superannuation fund – otherwise known as an SMSF – basically refers to do‑it-yourself super. Having an SMSF means simply having control of how your super is being invested, and it has become a popular method of saving for retirement.

A re-contribution strategy is just that; a withdrawal of your superannuation benefits and a re-contribution back into super.

What’s your greatest asset? Life insurance forms a critical part of the financial planning process, providing financial security for you and your family. A sound financial plan will encompass both wealth creation and wealth protection.

Protecting loved ones is a natural instinct, but how can you protect them if you’re not around? In the event of your death life insurance helps your family maintain their financial position in the event of your death by providing your beneficiaries with an agreed lump sum.

Who will look after your finances if you can’t work due to sickness or injury? Health insurance may cover a proportion of your medical bills, but it won’t cover your rent or mortgage and living costs.

Running a successful business takes time, money and lots of hard work. So insuring your business should be top of your mind when you’re thinking about what might happen if you were totally and permanently disabled and couldn’t work.

It can be difficult to plan, both financially and emotionally, for the move into an aged care facility. When the time comes you may find yourself being confronted with a complex range of questions and decisions.