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This is the website of Apt Wealth Partners Pty Ltd ABN 49 159 583 847 and Apt Wealth Home Loans Pty Ltd ABN 53 618 009 322(Apt Wealth). These website terms and conditions (Conditions) govern the use of this and any other Apt Wealth Group website.

Acceptance of Conditions

By accessing and using this website, you agree to these Conditions in their entirety in the form current at the time you access this website and unaltered by you. These Conditions may be varied from time to time by Apt Wealth. You should review these Conditions each time you access this website to check the latest version of these Conditions.

Licensing

Apt Wealth Partners and its authorised representatives are authorised to provide financial services and financial product advice. Apt Wealth Home Loans and its credit representatives are authorised to provide advice on credit products and services. Nothing contained on this website should be construed as providing financial services, financial product advice or credit advice. You may obtain advice from Apt Wealth by contacting us directly. Please refer to the “Contact Us” page to obtain contact details for Apt Wealth.

Use of website

You must not use this website for any illegal purpose or in a way that is inconsistent with these Conditions or contravenes any other person’s rights (including intellectual property rights).

You acknowledge that all material contained on this website is owned by Apt Wealth or used by Apt Wealth with permission from third parties. You must not do anything which is inconsistent with these rights of ownership. In particular, certain trademarks, logos and images collectively (images) appear on this website. These images belong to Apt Wealth or third parties and are protected by relevant intellectual property laws. Nothing contained on this website will be taken to grant any person a licence or right to use any image without the express written permission of the owner of the image.

Information on website

The information contained on this website has been prepared in good faith, from sources that Apt Wealth believed were accurate at the time. While Apt Wealth will take reasonable steps to keep the information up-to-date and accurate, Apt Wealth does not warrant or represent that the information is accurate or complete or up-to-date.

No information contained on this website should be construed as giving any type of guarantee. Specifically, no information is to be interpreted as a guarantee or forecast as to the future performance of any product or service that might be recommended by Apt Wealth or any other entity. Any past performance information does not guarantee future performance.

Apt Wealth is not responsible for any of the information or content appearing on third party websites to which it provides links via this website. Any links that are provided on this website have been provided purely for your convenience.

So far as permitted by law, Apt Wealth disclaims liability for, and is not responsible for, any inaccuracies, incompleteness or subsequent changes to the sources that may affect the accuracy of the information as it appears on this website or any website to which this website provides links from time to time or any losses, expenses or damage in connection with any such inaccuracies, incompleteness or subsequent changes.

Privacy policy

Apt Wealth collects personal information in some circumstances. The collection and use of personal information by Apt Wealth is governed by its privacy policy which can be accessed from this website.

Governing law

The Conditions of use are governed by, construed and enforced under the laws of New South Wales, Australia. Any disputes arising under the Conditions must be determined under, and you submit to, the exclusive jurisdiction of the courts and registries of courts in New South Wales.

Important information

This website may contain general advice that does not take into account your financial circumstances, needs and objectives.

Before making any decision based on this information contained in this website, you should assess your own circumstances or seek advice from a financial adviser and seek tax advice from a registered tax agent. Information is current at the date of issue and may change.