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By 2050, $3.5 trillion in wealth cultivated by the baby boomer generation will be passed on to their children and grandchildren. This has been labelled the ‘great wealth transfer’, and while some of this wealth may be eroded by rising costs of living and aged care costs, a significant sum will be passed down in […]

Retirement isn’t a finish line; it’s a new beginning – a phase of life where financial fitness is as critical as ever. So, it’s important that you consider not just how much you’ll need but also how to make the most of retirement and navigate your golden years with confidence and peace of mind. Here […]

Most of us have a cause or causes that are close to our hearts, but giving a substantial donation during our lifetimes can be challenging as we weigh it up against our own financial security. There is, however, one time more of us will be able to make a sizeable donation – upon our deaths. […]

For many general practitioners, owning a medical practice is alluring. The promise of autonomy, the appeal of potentially higher income and the opportunity to carve out a niche in a chosen specialty are just some of the compelling reasons. However, it also comes with a raft of new challenges and responsibilities, so weighing up whether […]

Saving for a rainy day is an oft-used colloquialism, but there’s a lot of truth behind it. We don’t know when that rain will come, so it’s essential to be ready. Here, we discuss some key components to future-proof your financial plan.   Save easily accessible emergency funds  Access to at least six months’ income […]

Last year, Australians changed jobs at the highest rate in a decade, accelerating the trend of the mid-career switch: experienced professionals taking a new career path in their late 30s or even beyond.  If you’re unhappy in your chosen field, there are many good reasons to consider making the leap, even if it means a […]

Offered in various forms, employee stock ownership plans (ESOP), stock options, restricted stock units (RSUs) and employee share purchase plans (ESPPs) offer opportunities to invest in the success you’re ultimately helping to create. And they can represent a fantastic wealth-building opportunity. But it is an area where expats should tread with caution and not, as […]

Living and working abroad offers both exciting opportunities and daunting challenges. As an expat, you’re not just packing your belongings; you’re also carrying your financial goals, obligations and dreams across borders.  During my almost two decades in the financial services industry, I’ve seen firsthand the complexities expats face. Having a collaborative, professional team – a […]

As a nation, we love to travel. In fact, research house IBIS World is predicting our international travel will grow by a whopping 360.8% this year, equating to some 7.28 million departures. For many of us, however, the cost-of-living pressures have postponed grand travel plans. On the bright side, we have more time to plan […]

Creating a robust financial plan is akin to building a roadmap for your future. It’s about understanding where you are, deciding where you want to go and then laying down the steps to get you there. And it’s not just about improving your finances. A robust financial plan can give you peace of mind, improve […]