Financial Planning News and Insights

This article was originally published in The Australian’s The Deal magazine. For Andrew Dunbar, the best parts of his job as a financial adviser are the human elements. A director…

Building on the continued success of its Expat Financial Planning Services, Apt Wealth Partners has recently ramped up its specialist service offering for UK expats.  Integrating existing expat advice business…

Australia’s downsizer contribution scheme has gained notable attention as a strategy to boost retirement savings. But what exactly is it, and how does it impact Centrelink payments? We asked Apt…

As an Australian living in Dubai, you may be wondering what your options are when it comes to investing any surplus cash. Of course, you have options to invest locally,…

As with most countries, there are restrictions on accessing social security outside the country, but they are not as onerous as you might think. US expats and Australians who have…

Financial services firm Vanguard released their landmark How Australia Retires report recently, exploring Australia’s attitudes to retirement. In the wake of COVID-19, attitudes have shifted in many areas, but finances…

As a new partner in a professional services firm, you will likely experience a significant change in income. This usually comes in the form of a large salary increase and…

Impersonation scams, where a person pretends to be an authority, such as the police or an organisation (e.g. your bank or the Australian Tax Office) are on the rise. Unfortunately,…

With interest rates rising, many Australians are revisiting their mortgage options. Here, we talk to Apt Wealth Home Loans Broker Matthew Baker about what to consider when it comes to…

Summary The tax landscape for expats can be complex. You need to understand your tax residency status before making any financial moves, which can be complicated. Remaining a resident of…

In March 2020, responding to the emerging COVID-19 pandemic, the Federal Government temporarily halved minimum pension drawdown amounts. This allowed pension members to withdraw less of their retirement savings and…

Summary The General Transfer Balance Cap (TBC) is set to be indexed to $1.9 million from 1 July 2023. Not everyone will receive the full increase. Your personal transfer balance…