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Retirement Planning

UK pension planning before 55: What you should be doing now

Toby Simpson

May 04, 2026

If you’re under 55 and unable to access that UK pension yet, it’s easy to assume there’s nothing to do. The pension sits where it is, perhaps with an old…

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Why retirement planning should start earlier than you think

Matthew Dunbar

Apr 28, 2026

Between the mortgage, school fees, growing careers and the rising cost of living, retirement can feel like a future problem. It’s distant. Abstract. Something to sort out when the kids…

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Division 296 tax legislation passes parliament: What it means for your superannuation

David Maddock

Mar 17, 2026

The much-talked-about Treasury Laws Amendment Bill 2026 was passed by the federal government on 10 March 2026. This bill includes the Division 296 tax on superannuation balances above $3 million…

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What you can (and can’t) invest in through an SMSF

David Maddock

Mar 13, 2026

Self-managed super funds (SMSFs) often attract attention because they offer something many investors value: control. Instead of relying on a large super fund to make investment decisions on your behalf,…

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5 overlooked retirement tax strategies beyond simple superannuation

Andrew Dunbar

Jan 13, 2026

When you think about retirement planning, superannuation is naturally front of mind. But superannuation alone isn’t a retirement strategy. Beyond the basics of super, strategic decisions can have a significant…

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Smart Tax Tips to Prepare for Financial Year End 2024/25

Andrew Dunbar

Jun 03, 2025

With 30 June fast approaching, now is the time to make sure your tax planning is on track. A little proactive preparation now can go a long way – helping…

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Proposed changes to superannuation taxes before Parliament

Andrew Dunbar

May 20, 2025

We’ve previously written about the government proposal to levy additional tax for those with $3M+ super balances, which had been awaiting parliamentary approval. With Labor winning a majority in the…

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Closing the retirement savings gap for women

Tracey Pace

May 09, 2025

In Australia today, women are still retiring with around 30% less superannuation than their male counterparts. And while some positive systemic changes are taking place, such as the government introducing…

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Is a transition to retirement strategy right for me?

Andrew Dunbar

Mar 05, 2025

What is a transition to retirement strategy? A transition to retirement strategy (TTR) is a stepping stone to retirement that allows you to reduce your work hours and supplement your…

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How do I transfer my UK pension to Australia?

Toby Simpson

Feb 20, 2025

Relocating from the UK to Australia presents an exciting new chapter full of opportunities. However, it also brings a set of financial considerations, especially regarding retirement planning and pension transfers….

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The path to financial freedom

Andrew Dunbar

Feb 10, 2025

As we start a new year, many of us set goals to improve our financial health and steer towards the end goal of financial freedom. But what does financial freedom…

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Navigating healthcare costs in retirement

Andrew Dunbar

Jan 09, 2025

Retirement is all about enjoying life, but it’s also a time when spending and finances can change significantly. Many costs go down as you take a step back from work,…

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