Ask an Adviser: Which life and personal income insurers are the best at paying claims?
Adam Spilsted
Jan 11, 2023
When it comes to insurance, we’ve all heard those ‘horror’ stories of claims not being paid, leaving the beneficiary in the lurch at an already difficult time. It’s a ubiquitous…
Why it’s critical to ensure your adult children have the right insurance in place
Adam Spilsted
Dec 06, 2022
Underinsurance is a very real problem in Australia today, and it’s more prevalent amongst younger Australians. It’s not uncommon for people in their 20s, 30s, or even 40s to believe…
Personal insurance: The 3 questions everyone should be asking
Adam Spilsted
Aug 25, 2022
It’s easy to see personal insurance as an unnecessary expense until you need it. However, an estimated 96% of Australians are underinsured when it comes to life insurance, which is…
The cost of raising children in Australia
Andrew Dunbar
Jan 19, 2022
Whether you are thinking of starting a family, already have a baby on the way, or are in the throes of parenthood, just thinking about how much children cost to…
Common personal insurance mistakes and how to avoid them
Adam Spilsted
Jul 14, 2020
COVID-19 has many of us thinking about our health and our finances, and if you are serious about protecting yourself and your family, it’s a good time to review your…
Are the life and income protection insurances in your superannuation enough?
Adam Spilsted
May 15, 2019
What would happen to your family if your income were to stop suddenly? What would be at risk; your house, your lifestyle, your children’s education? Of course, most of us…
How will the Royal Commission findings impact you?
Andrew Dunbar
Feb 14, 2019
The Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry handed down its report on 4th February, and while there was much speculation about tighter lending criteria that…
Is your financial future protected?
Andrew Dunbar
Nov 07, 2018
When planning finances and how to achieve financial independence, one of the biggest mistakes Australians make is assuming that they will have a healthy income over the course of their working life. But life is unpredictable, so what happens when injury or illness gets in the way?