Financial Planning News and Insights

Between the mortgage, school fees, growing careers and the rising cost of living, retirement can feel like a future problem. It’s distant. Abstract. Something to sort out when the kids…

Anzac Day isn’t just about remembering our history. It’s an opportunity to pause and reflect on who we are and who we aspire to be. Over the years, I’ve reflected…

For a long time, financial security meant one thing: having enough. Enough in the bank, enough equity in the home, enough tucked away in super. If the numbers looked strong…

Moving back to Australia is exciting. After years abroad, the pull of home is hard to ignore. But while the emotional side of returning may feel straightforward, the financial side…

Media headlines are filled with talk of inflation, interest rates, global conflict and economic uncertainty. It’s only natural to feel uneasy, particularly if you’re approaching retirement. All the negative noise…

No one wants to think about the worst happening. But that’s exactly why having the right level of insurance – and reviewing it frequently – is so important. Yet, research…

If you ask most people what financial planning is for, the answer usually comes back to money – a better return, a higher balance, a stronger position. And yes, those…

The much-talked-about Division 296 tax is now law. After being passed by the federal government on 10 March 2026, it officially took effect from 1 July 2026 and applies to…

Self-managed super funds (SMSFs) often attract attention because they offer something many investors value: control. Instead of relying on a large super fund to make investment decisions on your behalf,…

It’s likely that your superannuation contributions vary from year to year. Maybe you’ve changed jobs, had a prosperous year in business or taken some time out of the workforce. Whatever…

When most people think about estate planning, they focus on their will. While a will is vital, it only becomes effective after you pass away. A power of attorney, however,…

Equities, bonds and cash have long formed the backbone of most investment portfolios. They are familiar, transparent and well understood. Yet in recent years, interest in alternative investments has grown…