Financial Planning News and Insights

Last night’s budget announcement proposed a number of measures to relieve pressures on household spending, particularly for families and low-income earners. Here is our wrap-up of the key initiatives. You…

As we come out of one of the most uncertain periods in living memory, many of us are evaluating what’s really important to us. For some, this has taken the…

The Apt Wealth Partners team is celebrating the achievements of multi-talented athlete, Paralympian and Apt Wealth client, Ian Gainey, who recently completed his 30th Melbourne Marathon in a specially designed…

Geopolitical risks arise when countries’ interests collide, from trade tensions to climate change policy conflict and, as we are seeing right now, military conflict. These events generate uncertainty in economies…

Recently, The Treasury Laws Amendment (Enhancing Superannuation for Australians and Helping Australian Businesses Invest) passed both houses of parliament and, following Royal Assent, will come into effect on 1 July…

Financial planning is often thought about in terms of the practical elements, such as investing, budgeting and saving, and these are of course, important aspects. But many people don’t realise…

Ethical or responsible investing is growing rapidly in the Australian market. The Responsible Investment Association of Australia reports growth of $298 billion in 2020, with ethical investments now accounting for…

If you have lived and worked abroad, you probably know that managing finances as an expat can be complex. You must navigate tax, investments and retirement savings in two jurisdictions…

Put simply, dollar-cost averaging is an investing term that describes the strategy of making incremental investments over time rather than investing all at once in a lump sum. The idea…

Long-term financial goals are a critical part of any financial plan, and while achieving them can be decades into the future, meaningful goals should be used to guide your financial…

Whether you are thinking of starting a family, already have a baby on the way, or are in the throes of parenthood, just thinking about how much children cost to…

While we all know that buying a car is not a good investment, for most of us, it’s a necessary expense. When it comes to the financial aspects, there are…