Financial Planning News and Insights

Typically, superannuation provides a great low-tax investment environment to help save for your retirement. Unfortunately, superannuation is not covered under the tax treaty between Australia and the US. This makes…

Whether you are thinking of starting a family, already have a baby on the way, or are in the throes of parenthood, just thinking about how much children cost to…

As we attempt to live happier, healthier, and ultimately, longer lives, one area that is often in the media is how our working lives need to adjust. It raises some interesting questions: If we’re living longer, how are our finances being impacted? And is it changing our overall spending habits in the years before retirement?

According to research from FINDER.COM Australians are set to spend $25 billion collectively on Christmas this year. This equates to $1,325 per person. With this much money being spent over…

Recently we shared that I, alongside a number of my Apt colleagues, would be running in the Melbourne Marathon to raise funds for Lungitude. I am thrilled to share with you that this event raised over $20,000!

Most of us will face financial stress at some point in our lives. There is a multitude of reasons why money worries might happen, from a life-changing event such as…

Australia has always been a popular place for US citizens to call home. Whether it be for career opportunities, following loved ones, or a change in lifestyle, thousands of US…

When planning finances and how to achieve financial independence, one of the biggest mistakes Australians make is assuming that they will have a healthy income over the course of their working life. But life is unpredictable, so what happens when injury or illness gets in the way?

I recently read a report that I found interesting in terms of our future. This report, from McKinsey, outlined the future of our cities. It piqued my interest enough that I took a further look, and found a stat that made me take notice: By 2050, it’s predicted that 75% of the world’s population will live in a city. That’s a huge population shift.

I recently read an article from the World Economic Forum, with the main theme being along the following lines: Is technology driving productivity, or is it actually stopping work? The case was made that technology, particularly in the office context, is not actually increasing productivity but is, in fact, an inhibitor to working effectively.

It’s a sad reality today that many Australians are targeted by financial scams. It’s something that is often in the headlines and we hear countless warnings to be aware that unscrupulous people could be after our hard-earned money.

Technology has the power to change our lives, often rapidly. We live in an age where it is already revolutionising the way we live in so many ways: Think about artificial intelligence (AI), augmented reality (AR), virtual reality (VR), the Internet of Things (IoT)…all of these terms have become commonplace.