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Superannuation & Investments

The superannuation transfer balance cap is changing. Here’s what you need to know

APT Admin

May 23, 2023

Summary The General Transfer Balance Cap (TBC) is set to be indexed to $1.9 million from 1 July 2023. Not everyone will receive the full increase. Your personal transfer balance…

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Strategies to minimise the impact of super cap changes

Andrew Dunbar

Mar 07, 2023

Recently, the Australian Government announced that it will be doubling the tax rates on superannuation earnings for those with AUD3M+ super balances in the 2025/26 tax year, which will see…

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Ask an Adviser: What will change with superannuation from 1 July 2022?

Rhett Pudney

Jun 28, 2022

Earlier this year, The Treasury Laws Amendment (Enhancing Superannuation for Australians and Helping Australian Businesses Invest) passed both houses of parliament and will come into effect on 1 July 2022. We asked…

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Ukraine: What geopolitical tensions mean for investors

Sarah Gonzales

Mar 09, 2022

Geopolitical risks arise when countries’ interests collide, from trade tensions to climate change policy conflict and, as we are seeing right now, military conflict. These events generate uncertainty in economies…

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Important superannuation changes taking effect 1 July 2022

Andrew Dunbar

Mar 02, 2022

Recently, The Treasury Laws Amendment (Enhancing Superannuation for Australians and Helping Australian Businesses Invest) passed both houses of parliament and, following Royal Assent, will come into effect on 1 July…

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Transferring a UK pension to Australia

John Versace

Dec 10, 2021

Living and working in the UK is a well-worn trail for Australians, and many UK residents choose to move to our sunny shores for the Australian lifestyle. Access to your…

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What do changes to income protection mean for you?

APT Admin

Oct 28, 2021

The Australian Prudential Regulation Authority (APRA) recently reviewed personal income protection insurance to ensure it remains sustainable and affordable. As a result of this review, insurance policies issued after 1…

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How to manage your foreign pension on returning to Australia

John Versace

Oct 07, 2021

With many Australian expats deciding to return home throughout the pandemic, what to do with foreign pensions is becoming a hot topic. And it’s one that can be challenging to…

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Investing Lessons from 2020/21

Sarah Gonzales

Oct 05, 2021

The past 12-18 months may have felt like a rollercoaster for investors. In March 2020, we saw markets respond quickly to the emerging pandemic, with investors selling and markets dipping….

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Should you buy property in 2021?

Sarah Gonzales

Aug 03, 2021

As Australia’s economic recovery forges ahead, the Australian property market remains a hot topic. For years we have been hearing that the bubble must burst, yet property prices in most…

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Are NFTs an investment?

Sarah Gonzales

Jun 07, 2021

You might have noticed some buzz lately around something called Non-Fungible Tokens or NFTs, which are essentially a digital certificate of ownership for digital assets, such as images and video….

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A guide to growth vs. value investing

Sarah Gonzales

Apr 14, 2021

The terms ‘value’ and ‘growth’ refer to two fundamental approaches to investing. Value investing is essentially about purchasing shares in companies that appear to be undervalued based on their intrinsic…

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