How Apt Wealth Partners is helping Australians retire with clarity and confidence

Client Insights Highlight Value of Goal-Driven, Transparent Financial Advice Over Market Timing

Sydney, Australia — 4th September, 2025 — As Australians face a more complicated financial landscape, new research from Apt Wealth Partners reveals that clients prioritise confidence, clarity and peace of mind in retirement planning—beyond merely chasing market returns.

According to Apt’s 2025 Client Survey:

• 88% of clients feel confident they will maintain their desired lifestyle in retirement.
• 84% report that understanding their portfolio gives them peace of mind.

These findings underscore Apt Wealth Partners’ commitment to delivering personalised, values-driven financial advice focused on clients’ life goals rather than short-term market fluctuations.

“Today’s investors aren’t just looking for better returns, they’re looking for advice that fits real life,” said Andrew Dunbar, Director and Head of Advice, Apt Wealth Partners. “That means helping clients understand what’s important to them, what the real risks are and how their investment decisions align with the life they want to live.”

A Shift in Financial Advice

The research points to a broader shift in the industry: away from product-led advice models and toward client-led strategies built on understanding, education and shared decision-making. Clients want to know their adviser sees the full picture – not just the portfolio, but the person behind it.

Apt Wealth Partners’ model is designed around uncovering what truly matters to each client – their goals, priorities and values – and then building a strategy that reflects those. That includes addressing aged care, legacy planning, retirement planning and emotional wellbeing, alongside investment strategy.

“Confidence doesn’t come from beating the market,” Dunbar emphasised. “It comes from knowing you’re on track, that your adviser understands your goals and that your plan accounts for both the expected and the unknown.”

Simplifying Complexity amid Economic Uncertainty

The firm’s approach also responds to growing consumer demand for simplicity and transparency. With information overload and economic uncertainty dominating headlines, Apt Wealth Partners helps clients cut through the noise and make decisions with clarity.

“We ask every client: What do you want to achieve? Why is it important? Then we give them a plan, not just a portfolio, to help them get there,” said Dunbar.

By prioritising trust, understanding and a shared vision, Apt Wealth Partners sets a new benchmark for modern financial advice, turning transactions into long-term relationships.

General Advice warning

The information provided in this blog does not constitute financial product advice. The information is of a general nature only and does not take into account your individual objectives, financial situation or needs. It should not be used, relied upon, or treated as a substitute for specific professional advice. Apt Wealth Partners (AFSL and ACL 436121 ABN 49 159 583 847) and Apt Wealth Home Loans (powered by Smartline ACL 385325) recommends that you obtain professional advice before making any decision in relation to your particular requirements or circumstances.