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Kickstart 2024 with clear financial goals

As we usher in the new year, many of us are thinking about our goals for 2024, keen to ensure we’re moving in the right direction. To start the year off right, we’ve outlined some steps you can take to effectively plan your financial goals and arrive at your desired financial destination. Reflect on the […]

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Five new Christmas traditions to consider in 2023

Coming out of the pandemic, many of us found ourselves challenging long-held values and considering how to spend more time with the people we love and doing the things that matter. But as the pace of life returned to normal, it was easy to fall back into pre-COVID routines.  With our second post-pandemic Christmas almost […]

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The investment tax-trap expat US taxpayers need to know

Whether you are an Aussie living in the US, or a US Citizen in Australia, managing your finances can be tricky, especially when it comes to the tax treatment of your investments. One of the most common pitfalls is investing in assets that the US Government classes as a Passive Foreign Investment Company or PFIC. […]

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Ask an Adviser: Do estate taxes apply to superannuation?

Estate planning can be complex, particularly when it comes to the tax implications. Our advisers are often asked whether estate taxes apply to superannuation, so we asked Compliance Manager Tammy Tan to weigh in. Firstly, it’s important to note that superannuation benefits do not automatically form part of your estate. You need to have a […]

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Proposed changes to superannuation taxes before Parliament

We recently wrote about the Government proposal to levy additional tax for those with $3M+ super balances. This legislation is now before parliament, and we provide a reminder about it below. It is important the new tax isn’t due to start until 2025-26. It’s not law yet and there’s an election in the meantime. At […]

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Three tips for better cash flow in mixed billing medical practice

In medical practice, like any other business, cash flow is king. It’s the key to your ongoing stability and practice success. However, for medical practitioners who have mixed billing across public and private services, it can quickly become a minefield. Public billing may allow you to see more patients and give back to the community, […]

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Structuring your super to weather financial storms

In 2008, the Global Financial Crisis (GFC) had a significant impact on retirement savings across the globe, and many thought it was a once-in-a-generation event. But as we saw with COVID-19, financial downturns are a reality, and will likely happen multiple times during your lifetime. In today’s climate, as we weather higher global inflation and […]

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