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Karolina helps to deliver high-quality service to Apt Wealth clients. Karolina holds a BComm from RMIT University, graduating with Distinction and receiving the Pearson Education Australia Award. Karolina also holds an Advanced Diploma of Public Relations and RG146 Compliance. On a personal level, Karolina enjoys spending time with her time family and two sons Harry […]

Brad aspires to be a Financial Adviser and currently holds a Bachelor of Business, majoring in Finance, and a Graduate Certificate in Financial Planning. Brad has experience in Banking and Insurance and is passionate about Wealth Creation and Risk Management. Brad loves learning and helping clients achieve their financial goals. He loves people, family, writing […]

Frank is a Financial Adviser at Apt Wealth Partners and has a number of years of experience in the financial services industry. Frank’s qualifications include a Bachelor of Business in Financial Planning. Frank is also a Certified Financial Planner® with the Financial Planning Association of Australia. Frank is known for the high level of personalised […]

Lisa is a Senior Financial Adviser at Apt Wealth Partners. She has almost twenty years of experience in the financial services industry, practising as a financial planner. Lisa’s qualifications include a Diploma of Financial Planning, a Bachelor of Applied Science. Lisa is an Accredited Aged Care Professional® and is also a Certified Financial Planner® with […]

Michelle is a Senior Financial Adviser at Apt Wealth Partners. She has over thirty years of experience in the financial services industry and is an award-winning financial planner. Michelle’s qualifications include a Diploma of Financial Planning and a Bachelor of Arts (with Honours). Michelle is also a Certified Financial Planner® with the Financial Planning Association […]

Property ownership can be a great way to build wealth. However, if you’re an expat, property investments can be complex, and it pays to do your research. Whether you are considering keeping the former family home when you relocate or buying property as an investment, there are a few factors to weigh up when deciding […]

With a recession upon us, and many Australians facing changed financial circumstances, Christmas this year may look a little different. In a year when many of us couldn’t spend as much time with our friends and family as we would have liked, it might be the right time to shift the focus to what’s most […]

Paul has over 15 years of experience in lending and mortgage broking in both the UK and Australia. He holds a Diploma in Finance & Mortgage Broking Management and is a member of the Mortgage & Finance Association of Australia. Paul can assist with all types of lending, including residential home loans, commercial and business […]

As Administration Co-ordinator in Melbourne, Jakob assists the Client Service Managers with investment administration and implementation. Jakob has recently completed a Bachelor of Commerce with a major in Financial Planning. Before joining Apt, Jakob worked in hospitality, managing the operations for several venues.

It seems ‘buy now, pay later’ services are cropping up everywhere. Today, you can use these services for everything from retail purchases, like clothing or furniture, to dental care and even restaurant meals. On the surface, these services may seem relatively harmless – you take the items today and pay in smaller, more affordable instalments […]