There has been a great deal of speculation in the media about the impact of coronavirus on the Australian property market. This was heightened recently, when the Commonwealth Bank announced it was forecasting a 32% decline in the housing market, driven by rising unemployment predicted to result in a significant increase in mortgage defaults and […]

As restrictions start to lift, many Australians are starting to think longer-term and there is growing optimism about the future. Many people are also thinking about their finances and how to approach investing as we emerge from the crisis. As part of the Investment Team at Apt Wealth, we are constantly researching and collaborating with […]

For business owners, particularly those in smaller or family-owned companies, personal and business finances are often heavily intertwined. For many, COVID-19 has presented significant challenges; for others, there may have been opportunities. Regardless of where your business stands, it’s important that you have the complete picture and a plan in place to protect and grow […]

As we all adjust to a new way of life under COVID-19 restrictions, many people are feeling the impact on not just their finances but their lifestyle. For retirees, this can be exacerbated, as many common retirement goals, such as travel and spending more time with family, have been put on hold. As restrictions start […]

As the COVID-19 crisis continues to unfold, we are all facing changes to the way we live and work, and, for many, this is flowing on to how they approach their finances. Providing advice and managing funds for over 3,000 Australian families, we have seen a range of responses. I wanted to share some of […]

With isolation and social restrictions in place, many experts warn that we may see an increase in divorce, as relationships that were already strained break under the added pressure of “lockdown”. Regardless of the circumstances, the end of a long-term relationship or marriage is something we usually don’t factor into our life or our financial […]

With at least one million Australians currently facing unemployment and many more of us in an uncertain financial position as a result of the COVID-19 pandemic, mortgage repayments are a hot topic. Recently, the big four banks announced that they will allow Australians to pause their repayments, and many Apt Wealth Home Loan clients are […]

ANZAC Day is one of the most important days on the Australian calendar, a day when we remember and honour our servicemen and women who’ve helped protect the wonderful country and way of life we enjoy today. It’s a day to celebrate everyday Australian values – mateship, courage, and sacrifice – values that are still […]

With the onset of the COVID-19 pandemic, many of us have been asked to make the shift to a virtual working environment with little or no notice. In this climate, corporate culture is more important than ever. At Apt, we’ve spent many years cultivating an open, transparent and collaborative culture, because we believe that it […]