Skip to main content
Home > Apt Finance

Apt Finance

Talk to a finance specialist

Finance for every stage of the journey

From your first home to your next commercial property, our brokers compare a large panel of lenders to find the structure that suits your circumstances, then stay with you long after settlement.

HOME LOANS

The right loan for the home you’re buying

Whether you’re buying your first place, upsizing for a growing family, downsizing for the next chapter or moving into your next property, the right home loan makes the whole process feel less daunting.

Learn More

INVESTMENT PROPERTY FINANCE

Structure your investment loans to build lasting wealth

Done well, property can help you build real wealth over time. But the outcome depends heavily on how your loans are set up.

Learn More

REFINANCING AND DEBT CONSOLIDATION

Could reviewing your loan set you up to reach your goals sooner?

It’s easy to set and forget a home loan. But rates move, new lenders arrive and better products appear, so keeping the same loan for 30 years can quietly cost you.

Learn More

COMMERCIAL LOANS

Finance for retail, office and industrial property

Buying a shop, a factory or an office usually calls for a commercial loan, and these work a little differently to a standard home loan.

Learn More

EQUIPMENT FINANCE

Own your equipment instead of paying someone else’s loan off

Still paying inflated hire costs? You may be surprised how much your business can save by financing and owning equipment as you go, rather than renting and never owning.

Learn More

FIT-OUT FINANCE

Fit out your premises without draining your cash flow

Moving into a new space or refurbishing your current one? Financing the fit-out helps you get the result you want while keeping cash flow under control.

Learn More

CAR LOANS

Don’t take the dealer’s first rate at face value

Dealerships love to promote their in-house finance, but the headline rate rarely tells the whole story.

Learn More

PERSONAL LOANS

A flexible way to finance the things that matter

Planning a holiday, a car, or a smaller renovation? A personal loan is a versatile way to cover the cost.

Learn More

REVERSE MORTGAGES

Access the equity in your home, with guidance at every step

A reverse mortgage lets you borrow against the equity in your home for living costs or a specific goal, without the requirement to make repayments while you live there.

Learn More

SELF-MANAGED SUPER FUND LOANS

Specialist lending advice for buying commercial property in your SMSF

The SMSF lending space changes constantly and rewards specialist advice. Following recent changes, SMSF loans are now available for commercial property only.

Learn More

SPECIALISED LENDING OPTIONS

Flexible finance when the banks say no

Not everyone fits the strict criteria of the mainstream banks, and that doesn’t mean you’re out of options. Specialist and non-bank lenders offer more flexible solutions, often with a quicker approval process.

Learn More

Contact Us

Leave your details below, and an experienced adviser will be in touch. 

"*" indicates required fields

This field is for validation purposes and should be left unchanged.