Investing in 2024
Andrew Dunbar
Jan 08, 2024
At the start of the new year, many of us are thinking about our investment portfolios and whether we need to make any changes for the year ahead. With global…
Ask an Adviser: Do estate taxes apply to superannuation?
Tammy Tan
Nov 07, 2023
Estate planning can be complex, particularly when it comes to the tax implications. Our advisers are often asked whether estate taxes apply to superannuation, so we asked Compliance Manager Tammy…
Proposed changes to superannuation taxes before Parliament
Andrew Dunbar
Nov 07, 2023
We recently wrote about the Government proposal to levy additional tax for those with $3M+ super balances. This legislation is now before parliament, and we provide a reminder about it…
Structuring your super to weather financial storms
Andrew Dunbar
Oct 11, 2023
In 2008, the Global Financial Crisis (GFC) had a significant impact on retirement savings across the globe, and many thought it was a once-in-a-generation event. But as we saw with…
What Will Changes to Minimum Superannuation Income Streams Mean for You?
Andrew Dunbar
Jun 06, 2023
In March 2020, responding to the emerging COVID-19 pandemic, the Federal Government temporarily halved minimum pension drawdown amounts. This allowed pension members to withdraw less of their retirement savings and…
The superannuation transfer balance cap is changing. Here’s what you need to know
Tammy Tan
May 23, 2023
Summary The General Transfer Balance Cap (TBC) is set to be indexed to $1.9 million from 1 July 2023. Not everyone will receive the full increase. Your personal transfer balance…
Strategies to minimise the impact of super cap changes
Andrew Dunbar
Mar 07, 2023
Recently, the Australian Government announced that it will be doubling the tax rates on superannuation earnings for those with AUD3M+ super balances in the 2025/26 tax year, which will see…
Ask an Adviser: What will change with superannuation from 1 July 2022?
Rhett Pudney
Jun 28, 2022
Earlier this year, The Treasury Laws Amendment (Enhancing Superannuation for Australians and Helping Australian Businesses Invest) passed both houses of parliament and will come into effect on 1 July 2022. We asked…
Ukraine: What geopolitical tensions mean for investors
Sarah Gonzales
Mar 09, 2022
Geopolitical risks arise when countries’ interests collide, from trade tensions to climate change policy conflict and, as we are seeing right now, military conflict. These events generate uncertainty in economies…
Important superannuation changes taking effect 1 July 2022
Andrew Dunbar
Mar 02, 2022
Recently, The Treasury Laws Amendment (Enhancing Superannuation for Australians and Helping Australian Businesses Invest) passed both houses of parliament and, following Royal Assent, will come into effect on 1 July…
Transferring a UK pension to Australia
John Versace
Dec 10, 2021
Living and working in the UK is a well-worn trail for Australians, and many UK residents choose to move to our sunny shores for the Australian lifestyle. Access to your…
What do changes to income protection mean for you?
Adam Spilsted
Oct 28, 2021
The Australian Prudential Regulation Authority (APRA) recently reviewed personal income protection insurance to ensure it remains sustainable and affordable. As a result of this review, insurance policies issued after 1…
