What you can (and can’t) invest in through an SMSF
David Maddock
Mar 13, 2026
Self-managed super funds (SMSFs) often attract attention because they offer something many investors value: control. Instead of relying on a large super fund to make investment decisions on your behalf,…
Carry-forward contribution rules: How to catch up if you’re behind
Robert Greig
Feb 24, 2026
It’s likely that your superannuation contributions vary from year to year. Maybe you’ve changed jobs, had a prosperous year in business or taken some time out of the workforce. Whatever…
Tax-effective strategies to manage superannuation in FY 2025/26
Connie Yi
Jul 04, 2025
As we enter the 2025/26 financial year, superannuation remains one of the most powerful and tax-effective ways to build long-term wealth in Australia. The start of a new tax year…
Smart Tax Tips to Prepare for Financial Year End 2024/25
Andrew Dunbar
Jun 03, 2025
With 30 June fast approaching, now is the time to make sure your tax planning is on track. A little proactive preparation now can go a long way – helping…
Proposed changes to superannuation taxes before Parliament
Andrew Dunbar
May 20, 2025
We’ve previously written about the government proposal to levy additional tax for those with $3M+ super balances, which had been awaiting parliamentary approval. With Labor winning a majority in the…
Closing the retirement savings gap for women
Tracey Pace
May 09, 2025
In Australia today, women are still retiring with around 30% less superannuation than their male counterparts. And while some positive systemic changes are taking place, such as the government introducing…
What should you be considering in your financial plans for 2025? Here’s our guide for every age and career stage
Andrew Dunbar
Jan 06, 2025
When it comes to financial planning, many Australians automatically think of retirement. However, financial planning is about setting you up for success at every age. And in most cases, the…
Investing in 2024
Andrew Dunbar
Jan 08, 2024
At the start of the new year, many of us are thinking about our investment portfolios and whether we need to make any changes for the year ahead. With global…
Ask an Adviser: Do estate taxes apply to superannuation?
APT Admin
Nov 07, 2023
Estate planning can be complex, particularly when it comes to the tax implications. Our advisers are often asked whether estate taxes apply to superannuation, so we asked Compliance Manager Tammy…
Structuring your super to weather financial storms
Andrew Dunbar
Oct 11, 2023
In 2008, the Global Financial Crisis (GFC) had a significant impact on retirement savings across the globe, and many thought it was a once-in-a-generation event. But as we saw with…
What Will Changes to Minimum Superannuation Income Streams Mean for You?
Andrew Dunbar
Jun 06, 2023
In March 2020, responding to the emerging COVID-19 pandemic, the Federal Government temporarily halved minimum pension drawdown amounts. This allowed pension members to withdraw less of their retirement savings and…
