
How to plan your finances in your 50s
Andrew Dunbar
May 11, 2022
In your 50s, you’ll often experience significant shifts in your lifestyle, goals and values. While your career may remain important, as your life changes, you’ll likely be thinking about what’s…

Why you should consider philanthropy in your financial planning this year
Andrew Dunbar
Mar 23, 2022
As we come out of one of the most uncertain periods in living memory, many of us are evaluating what’s really important to us. For some, this has taken the…

5 ways a financial plan can enrich your life
Andrew Dunbar
Feb 22, 2022
Financial planning is often thought about in terms of the practical elements, such as investing, budgeting and saving, and these are of course, important aspects. But many people don’t realise…

What is dollar-cost averaging, and should you use it?
Sarah Gonzales
Feb 03, 2022
Put simply, dollar-cost averaging is an investing term that describes the strategy of making incremental investments over time rather than investing all at once in a lump sum. The idea…

Six tips for setting meaningful long-term financial goals
Andrew Dunbar
Jan 28, 2022
Long-term financial goals are a critical part of any financial plan, and while achieving them can be decades into the future, meaningful goals should be used to guide your financial…

The cost of raising children in Australia
Andrew Dunbar
Jan 19, 2022
Whether you are thinking of starting a family, already have a baby on the way, or are in the throes of parenthood, just thinking about how much children cost to…

7 questions to ask yourself before buying a new car in 2022
Andrew Dunbar
Jan 13, 2022
While we all know that buying a car is not a good investment, for most of us, it’s a necessary expense. When it comes to the financial aspects, there are…

The key to achieving your goals in 2022
Andrew Dunbar
Jan 04, 2022
It’s that time of year again when many of us are thinking about what we want to achieve in the year ahead. Whether you set financial, career or lifestyle goals,…

Rent vs. buy: Is renting always a bad thing?
Matthew Dunbar
Dec 08, 2021
Trying to get on the property ladder today can feel like a losing game. Just as your deposit reaches a healthy point, prices continue to rise, and you need to…

Six ways you can support local businesses and communities this Christmas
Andrew Dunbar
Dec 02, 2021
During COVID-19, local businesses and organisations have faced a series of uphill battles, from lockdowns to travel restrictions and even staff shortages when reopening occurs. Unlike many large players, these…

What do changes to income protection mean for you?
APT Admin
Oct 28, 2021
The Australian Prudential Regulation Authority (APRA) recently reviewed personal income protection insurance to ensure it remains sustainable and affordable. As a result of this review, insurance policies issued after 1…

The True Value of Financial Advice: A Compass for your Life Decisions
Andrew Dunbar
Oct 12, 2021
Worrying about money and financial decisions is something that affects every family, regardless of financial position or socio-economic status. And it can be stressful; the decisions we make today will…