Ask an Adviser: What is a private ancillary fund, and how can I set one up?
Andrew Dunbar
Sep 28, 2023
Many of us want to make an impact through philanthropy, and if it’s one of your goals, it should be part of your financial plan. Our advisers are often asked…
Ask an Adviser: What is the Downsizer Contribution, and will it impact my Centrelink entitlements?
Tammy Tan
Sep 05, 2023
Australia’s downsizer contribution scheme has gained notable attention as a strategy to boost retirement savings. But what exactly is it, and how does it impact Centrelink payments? We asked Apt…
Can I get US social security if I retire in Australia?
John Versace
Aug 17, 2023
As with most countries, there are restrictions on accessing social security outside the country, but they are not as onerous as you might think. US expats and Australians who have…
Want more confidence about your retirement? Here’s why a financial plan may be the answer.
Andrew Dunbar
Jul 19, 2023
Financial services firm Vanguard released their landmark How Australia Retires report recently, exploring Australia’s attitudes to retirement. In the wake of COVID-19, attitudes have shifted in many areas, but finances…
Cash Flow Discipline for Professional Service Partners
Preston Foster
Jul 10, 2023
As a new partner in a professional services firm, you will likely experience a significant change in income. This usually comes in the form of a large salary increase and…
How to spot an impersonation scam
Mark Bardzinski
Jul 05, 2023
Impersonation scams, where a person pretends to be an authority, such as the police or an organisation (e.g. your bank or the Australian Tax Office) are on the rise. Unfortunately,…
How to set meaningful New Year’s Resolutions
Andrew Dunbar
Jan 03, 2023
It’s that time of year again when many of us are thinking about our plans for the year ahead, and that means setting goals. With so many new year’s resolutions…
How can I protect my information online?
Mark Bardzinski
Oct 10, 2022
In today’s digital world, new threats seem to emerge daily. While it may not be possible to be across every new virus and scam or understand how they work in…
Doing more of what you love: 5 steps to align your values and your spending
Andrew Dunbar
Sep 21, 2022
When it comes to budgeting and financial planning, there is often a misconception that it is about imposing restrictions on your lifestyle. The reality couldn’t be more different; financial planning…
Are you one of the estimated 50,000 Australians who will be eligible for the CSHC?
Rhett Pudney
Aug 02, 2022
On 27 July 2022, a bill was introduced into Parliament to establish higher income thresholds for the Commonwealth Seniors Health Card (CSHC), making it available to more self-funded retirees. The…
Ask an Adviser: What are bull and bear markets, and what do they mean for investors?
Sarah Gonzales
Jul 27, 2022
If you hold Australian or international shares, you’ve probably read a lot of headlines about the current ‘bear’ market. So we asked Apt Wealth Partners Chief Investment Officer, Sarah Gonzales,…
