When talking about our team, we often mention our advisers, and they do an amazing job, helping each and every one of our clients to achieve their financial goals. But as we navigate these challenging times, I also want to recognise the critical role of the people behind the scenes – our investment team.
Our investment team is, in many ways, the engine room of Apt Wealth. They provide our advisers with the information they need to help our clients protect and grow their wealth, important every day, critical when it comes to weathering a financial storm.
A solid investment team, for me, is one of the things people should be looking for when choosing a financial adviser. A good investment team applies their own expertise and collaborates with the top analysts and research houses across the country to ensure they have up-to-the-minute information on the economy, markets, and opportunities.
Here are some of the ways an investment team should work behind the scenes for you:
Creating a strong investment framework
A robust investment framework is critical to define how your adviser will manage your portfolio – in good times and in crises.
At Apt, our investment committee has more than 130 years’ collective experience in their field. They put this expertise to work, creating an investment framework and philosophy that underpins what we do and ensures we can deliver on our promise to help Apt clients live for today while planning for tomorrow.
Putting you on the front foot
If a financial adviser doesn’t have an investment team behind them, it means they must split their time between research and client advice. In a crisis, this doesn’t leave a lot of time for managing individual client portfolios.
A strong investment team acts as the backbone, giving your adviser updates on market moves as they happen, forecasts and trends, enabling them to focus on making the right move for you. It puts you in the best possible position to minimise risk and take advantage of opportunities.
This really comes to the fore in a crisis. History shows that the point of maximum panic is often the point of maximum financial opportunity, but you have to be poised and ready to make the most of it.
Protecting your wealth
Our investment team is always on the lookout for opportunities to both protect and grow Apt client portfolios. And it’s the protection piece that plays a critical role in how our clients can withstand financial downturns, like COVID-19.
Structuring your investments to weather storms is critical. If you aren’t structuring your investments properly, some financial vulnerabilities may only be exposed in a downturn, when it could be too late to act.
I’ve talked in a previous article about the opportunities many Apt clients realised during the Global Financial Crisis. This was largely because they had already structured their investments, like superannuation, in a way that enabled them to protect their current position while also being prepared to jump on opportunities.
At the end of the day, you’ve chosen to seek financial advice because you want to benefit from other’s expertise and experience. Having a good investment team in your corner gives you an edge, no matter what is happening in the market, and frees up your adviser to focus on what’s most important – your financial future.
Contact us or your Apt adviser to find out more about how our investment team supports your financial goals.
General Advice warning
The information provided in this blog does not constitute ﬁnancial product advice. The information is of a general nature only and does not take into account your individual objectives, ﬁnancial situation or needs. It should not be used, relied upon, or treated as a substitute for speciﬁc professional advice. Apt Wealth Partners (AFSL and ACL 436121 ABN 49 159 583 847) and Apt Wealth Home Loans (powered by Smartline ACL 385325) recommends that you obtain professional advice before making any decision in relation to your particular requirements or circumstances.