Grow Your Super Today, Secure Your Tomorrow
The future is
in your hands
1 in 5 Australians worries about whether they will have enough to retire when and how they want. The good news is that the power is in your hands. Apt Wealth Partners can help you define your superannuation and investment goals, and build a roadmap to achieve them, whatever your life stage.
A superannuation strategy that’s designed for you.
Our team of experienced advisers backed by our expert in-house investment team will craft you a superannuation and investment strategy that:
Accumulates and protects your wealth
Funds your dream retirement
Weathers market downturns
Supports your goals today and tomorrow
Empowers you to make investment decisions
Helps you live your best life wherever it takes you
Book a chat with an adviser
Our focus is on delivering financial advice that allows us to become your personal CFO. Your finances will be tailored to your needs, allowing you to concentrate on living the life you want. We’re privately owned and focus on providing the most transparent advice possible.
Superannuation & Investment FAQs
How can I structure my super to weather financial storms?
In today’s climate, as we weather higher global inflation and interest rates and rising geopolitical tensions, it’s critical to ensure you structure your super to navigate uncertainty and ensure events like these don’t define your future.
What can I do to stop worrying about how much I’ll need to retire?
Semi-retirees worry about money more than most. In fact, as many as 1 in 5 Australians worry on a daily basis that they won’t have enough to retire. And it’s completely understandable – it’s a time of incredible change. For many, it’s the first time in their adult lives they won’t be bringing in an income. The good news is that there are planning steps you can take to alleviate these common retirement concerns.
How can I minimise the impact of super cap changes?
The Australian Government has announced that it will be doubling the tax rates on superannuation earnings for those with AUD3M+ super balances in the 2025/26 tax year, which could see rates reach 30%.
If the changes will impact you, there are some strategies you can explore before implementation.
I’m already in my 50s. Is it too late to change my super structure?
As retirement is now approaching a decade away, staying on top of your super is critical. You should have already structured your super to weather financial storms but if you haven’t, it’s not too late.
Apt in Action
Apt Wealth helps Matt and Debbie restructure their superannuation.
In 2013, Matt and Debbie were happily planning for the future. With retirement around a decade away, they felt comfortable with their finances, particularly with Matt’s Defined Benefit superannuation. And then a change in Matt’s employment circumstances threw their world, and their plans, into a spin. They got in touch with Apt Wealth Partners, and today, the couple are on track to live their dream retirement.
Latest superannuation articles and resources
Investing in 2024
Andrew Dunbar
Jan 08, 2024
At the start of the new year, many of us are thinking about our investment portfolios and whether we need to make any changes for the year ahead. With global...
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Ask an Adviser: Do estate taxes apply to superannuation?
Tammy Tan
Nov 07, 2023
Estate planning can be complex, particularly when it comes to the tax implications. Our advisers are often asked whether estate taxes apply to superannuation, so we asked Compliance Manager Tammy...
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Proposed changes to superannuation taxes before Parliament
Andrew Dunbar
Nov 07, 2023
We recently wrote about the Government proposal to levy additional tax for those with $3M+ super balances. This legislation is now before parliament, and we provide a reminder about it...
Read more
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