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ANZAC Day 2019

ANZAC Day: It’s one of the most important days on the Australian calendar, a day when we remember and honour our servicemen and women who’ve helped protect the wonderful country and way of life we enjoy today. A day to celebrate everyday Australian values – mateship, courage, and sacrifice – values that are still alive […]

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Going Cashless: Is this the end of the banknote?

Australians are using less and less ‘real money’ in every facet of life; from the supermarket checkout to public transport and even the church collection plate. And while cashless payment once meant getting out the debit or credit card, today it often means getting out the mobile phone. With the rise of apps like Apple […]

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Is socially responsible investing an effective strategy?

Socially responsible investing, also known as ethical investing, is essentially about making an active choice to invest in options that align with your personal value system. Most of us would agree, in theory, that we wouldn’t support unethical or illegal practices, such as child labour or environmental destruction, but sometimes we inadvertently do – by […]

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How proposed changes to franking credits could impact your retirement savings

In an election year, there is always speculation about proposed policy changes and what they will mean for us. This year, the big issue for many Australians, particularly retirees and those nearing retirement, is the proposed changes to taxation treatment for some investment assets, particularly changes to franking credits. The direct impact on you will, […]

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Aged care: Planning can make all the difference

An emotive topic, aged care is something that most of us will need to consider in our lifetime. As our parents and grandparents reach an age where living without care becomes difficult, it can bring up a range of questions and challenges to consider. Aged care in Australia There are approx. 3.7m Australians aged 65 […]

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Is 2019 the right time to downsize?

With experts tipping the property market to drop further in 2019, many people are speculating about their next property move. For retirees, this speculation is often around downsizing, and with the Federal Government’s Downsizing Measure allowing eligible homeowners to boost their super with proceeds from the sale of the family home, it can be a […]

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