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The rise of the micro-investment model, often referred to as Acorns after one of the early-to- market products in the space, has been swift. If you haven’t heard of it, you are probably in the minority – despite being a ‘small’ investment model, these companies often spend big on advertising to target users, with a […]

There is no denying that the world of work is changing; contracting, casual work, flexible hours and working remotely are fast becoming the new normal in many industries. Technology is rapidly advancing and changing the way we work and even what we do – many of the jobs that will be critical in the relatively […]

It has been said that Australians, in general, have a love affair with credit cards and with hundreds of options available, they can be an attractive way to pay. But they don’t come without risks, as Australians have over $45bn AUD in credit card debt, a staggering figure. For many, it has become a real […]

In life there are plenty of ‘old wives tales’ that you’ll hear about. One we often come across is around financial planning: More specifically, that financial planning is only for those staring down the barrel of retirement. It’s something that might affect your parents, but not you right? I often hear it described that financial […]

Retirement is often described as the ‘golden years’, and that’s exactly what it should be. One thing that often crops up in retirement plans is moving out of the city for a new lifestyle. Often termed a sea or tree change, this move can make sense for retirees – as proximity to the city becomes […]

It seems that in almost every customer service interaction today, online or in person, we are asked to sign up to a loyalty program, often with the incentive of an immediate discount offer. It’s clear that your data is king, and worth far more than your purchase. Primarily, companies use this data to market directly […]

What would happen to your family if your income were to stop suddenly? What would be at risk; your house, your lifestyle, your children’s education? Of course, most of us don’t like to think about injury, accident, or death, but many Australians have their head in the sand when it comes to protecting their biggest […]

In the lead up to the Federal Election, one phrase keeps coming up again and again in political speeches and media reports: ‘cost of living pressures’. But are Australians really facing rising costs of living or is this a phrase thrown around to win our vote? Of course, there are always pockets of people who […]

For many in our major cities, buying a first home has long seemed like an impossible dream. As the average house price soared into seven figures, in Sydney and Melbourne the stress of even trying to save a deposit has placed financial strain on many. However, there has been plenty of recent press suggesting that […]