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When the time comes, we’re here to help

Expert advice to navigate
Australia’s aged care maze

More and more Australians will need to consider aged care as life expectancy increases. It’s not an easy choice, nor is it one made lightly. With myriad public and private options and wide-ranging costs, it can feel like a complex maze at a time when you need it least. Our experienced aged care planning adviser is here to guide you through, helping you make decisions and fund the best possible care for yourself or your loved ones.

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How can Apt Wealth Aged Care Financial Planning help?

Your Apt adviser will take the time to understand your individual circumstance, then cut through the complexity to give you a clear picture of your options, the costs involved and strategies to ensure you or your loved one enjoys the highest possible level of care. 

We can help you with:

Strategies to fund aged care entry fees

Minimising aged care fees and maximising entitlements

Cost-effective asset investment

Making investment decisions to fund ongoing care

Reviewing estate plans in an aged care context

What to do with the family home and selecting facility

Book a chat with an adviser

Our focus is on delivering financial advice that allows us to become your personal CFO. Your finances will be tailored to your needs, allowing you to concentrate on living the life you want. We’re privately owned and focus on providing the most transparent advice possible.

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Aged Care Planning FAQs

How much does aged care cost?

Aged care costs can vary dramatically depending on the type of care, service provider, location, and individual care needs. There are different types of aged care services such as home care services, residential aged care (nursing homes), and respite care, each with differing cost structures. A financial adviser can help you navigate and prepare for the costs based on your specific needs and circumstances.

How can I prepare to move a loved one into aged care?

Whether it is for a parent, partner or other loved one, making decisions around aged care can be a highly emotional time. Here are our tips for managing the preparations.

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How can a financial adviser help with aged care planning?

Your Apt adviser can help you navigate the aged care maze, understanding and planning for the costs of care. They can also help you navigate family dynamics and make the right moves to protect your loved ones and their legacies.

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Apt in Action

Apt helps Diana navigate the complex aged care maze

In 2019, Diana and her partner, busy parents to two young children, were trying to negotiate Australia’s complicated aged care system to fund the right care options for Diana’s father, who was diagnosed with Parkinson’s disease. A family friend who worked in the finance industry recommended they give Apt Wealth Partners a call, and they haven’t looked back.

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Latest articles

How to prepare to move a loved one into aged care

David Maddock

Nov 05, 2021

Whether it is for a parent, partner or other loved one, making decisions around aged care can be a highly emotional time. Here are our tips for managing the preparations....
Read more

Three ways a financial adviser can help you navigate aged care

David Maddock

May 27, 2021

Whether you are planning ahead for yourself or exploring options for a loved one, navigating Australia’s aged care system can be a minefield. Many are understandably feeling even more trepidation...
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Aged care: Planning can make all the difference

Steve Toniazzo

Mar 19, 2019

An emotive topic, aged care is something that most of us will need to consider in our lifetime. As our parents and grandparents reach an age where living without care...
Read more

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