Financial downturns, like the one caused by COVID-19, are often touted as “once-in-a-generation” events. But the reality is that they can and likely will happen multiple times during your lifetime, so it’s a good idea to get yourself in a position to weather financial storms now. Today I want to talk about some of the […]

Here is a guest blog from Income Connection, a partner of Apt Wealth.  What problems do people seek your advice about? Think about times when people have asked you for help. What was it about? Is there a common theme? At work you might be the ‘go-to’ for certain types of questions – where you […]

Apt Wealth Partners has been named as a finalist in the ifa Excellence Awards for three categories: Self-Licensed Firm of the Year Industry Thought Leader of the Year Wellness Program/Initiative of the Year The ifa Excellence Awards showcases the industry’s most prestigious accolades recognising excellence across the entire independent financial services industry. The awards pinpoint […]

When was the last time you thought about your will? Many of us think about wills when there is a birth, death or marriage in the family, but few of us think it at one of the most important times – when we start to accumulate significant assets. Whether it’s buying property, starting a business, […]

How long ago did you take out your home loan?  Since then, how often have you talked to your lender or broker?  If you haven’t kept in touch, you are not alone. Many Australians take a set-and-forget approach to their home loans without realising it can be a costly mistake. The reality is that, from […]

The average Australian household holds $183,900 of debt, the second highest household debt-level in the world.  As we continue to face the economic impacts of COVID-19 and experience our first recession since 1991, it’s important that we are all thinking about how to manage debt. High levels of debt are linked to not only financial […]

Whether it’s a family member, a colleague or a stranger on a Facebook group, ask for advice today and there are usually many people willing to give it. While it’s often well-meaning, rarely is it expert.  And that’s fine if you are asking for recommendations for local restaurants, but if it’s about something more serious […]

When we talk about financial goals and future planning with our clients, a common question or priority is about wealth transfer to beneficiaries. For many, it’s not only about ensuring that the transfer occurs efficiently, but also making sure that the money is managed effectively by those beneficiaries. You’ve spent considerable time and effort accumulating […]

We know that as wealth accumulates, so does the complexity of wealth management and wealth preservation. We work closely with you and your family to build, grow, and protect your wealth. And when you are ready, we will help you plan for its effective transfer to the next generation. Apt Private Capital has a long […]

While we all know that buying a car is not a good investment, for most of us, it’s a necessary expense. We are constantly asked about the financial aspects of car purchases, from finance options to new vs. used. As with any purchase, what’s right for you will depend on a number of factors, such […]