Our People
Meet our team
We pride ourselves on building and maintaining a positive, performance-driven culture where employees want to come to work every day and have opportunities to grow and unlock their potential. Meet the people who make it happen.
Managing Director
James McGregor
Sydney
jwmcgregor@aptwealth.com.au
James is the Managing Director of our firm and has over 35 years’ experience in the financial planning profession. He is a Certified Financial Planner® professional with the Financial Planning Association of Australia. He is well supported by other academic qualifications including a Bachelor of Arts (Economics) and a Diploma of Financial Planning. He is also a Fellow of the Financial Services Institute of Australasia.
Director
Andrew Dunbar
Melbourne
andrewd@aptwealth.com.au
Andrew Dunbar is an experienced, award-winning financial planner with a passion for helping people live their best lives. He was named the FPA CERTIFIED FINANCIAL PLANNER® Professional of the Year in 2019, a testament to his client-first approach, professionalism, and commitment to delivering results. Andrew has also been recognised as one of the nation’s leading financial advisers, placing in the top 3 of the Barrons award in 2021, 2022 & 2023.
Andrew is a Director at Apt Wealth Partners, the 2021 FPA Professional Practice of the Year. He is known amongst Apt clients for his personalised approach to financial planning that balances life and financial priorities to ensure his clients can live for today while planning for tomorrow.
He is highly experienced with over 20 years in the industry and degrees in Commerce and Economics from Monash University. He also holds the Advanced Diploma of Financial Planning and the Certified Financial Planner® professional status with the Financial Planning Association of Australia (FPA).
Outside of work, he is a father to three young children Jack, Charlotte and Chloe, and has a passion for health, fitness and supporting the community. Amongst his many contributions, Andrew is on the board of the Lungitude Foundation and contributes his time to the Cancer Council’s Pro Bono Program, helping cancer patients and their families navigate finances.
Director
Mark Bardzinski
Melbourne
mark@aptwealth.com.au
Mark is a Director of our firm as well as a Senior Financial Adviser. Mark has worked in the financial services industry for over 21 years and is committed to providing the best possible service to clients. He is a Senior Associate of the Financial Services Institute of Australasia (FINSIA) and a Financial Planner AFP® with the Financial Planning Association of Australia.
Director, Head of Innovation and Client Experience
Melita Daff
Melbourne
melita@aptwealth.com.au
Melita’s primary responsibilities include continuously reviewing and improving the way we do things at Apt to maintain a top-notch client experience and to make us more efficient so that we can welcome more clients to partner with us on their journey to lifestyle and financial success. She loves problem solving, researching and testing new technologies and software, and thinking outside the box to come up with appropriate and innovative solutions to address client pain points and internal inefficiencies. Melita has been with Apt for over 20 years and her qualifications include a Diploma of Financial Services (Financial Planning) and a Diploma of Management. She’s also a member of the Financial Planning Association of Australia.
Director, Head of Expat Services & Senior Financial Adviser
John Versace
Melbourne
johnv@aptwealth.com.au
John Versace is an experienced financial planner with extensive expertise in helping expats protect and grow their finances to reach their goals. He uses this wealth of knowledge to support Australian expats, those migrating to Australia, and US citizens living on our shores.
Based in Melbourne, Victoria, John has been in the financial services industry for 15 years, 10 of those with Apt Wealth Partners, where he is a Senior Financial Adviser. He is known amongst expat communities for his deep knowledge of wealth building and protection in multiple jurisdictions, helping people live their best lives wherever they reside.
John holds a Bachelor of Business (Economics and Finance) from RMIT and a Graduate Diploma in Financial Services. He is also a Certified Financial Planner® with the Financial Planning Association of Australia.
Outside work, John is a passionate football fan, following AFL and soccer. His weekends are usually spent with his family, enjoying the outdoors and spending time with his daughter.
Chief Investment Officer | Principal
Sarah Gonzales
Sydney
Sarah is Apt Wealth Partners Chief Investment Officer. She has over 10 years’ experience in investment research, covering a wide range of asset classes, and portfolio construction. Sarah is responsible for providing portfolio construction solutions for advisers and their clients and manages the Apt Wealth Partners Model Portfolios and Separately Managed Accounts.
Sarah has completed a Bachelor of Applied Finance with a Bachelor of Commerce (Accounting) and a Masters of Applied Finance from Macquarie University. She is also a Financial Planner AFP® with the Financial Planning Association of Australia.
Senior Financial Adviser | Principal
Tim Conde
Sydney
tim@aptwealth.com.au
Tim has over 20 years’ experience in Financial Planning, after starting his career in the investment banking sector.
He holds a number of qualifications, including a Bachelor of Economics from Macquarie University, and the CERTIFIED FINANCIAL PLANNER® professional status with the Financial Planning Association of Australia (FPA).
Tim enjoys helping clients navigate the ever-changing financial world we live in through long-term relationships, understanding each client’s personal circumstances and tailoring advice to suit.
On a personal level, Tim enjoys trying to keep fit and getting outdoors and is an active member of the Burning Palms Surf Life Saving Club.
Executive Operations Manager
Daniela Durpetti
Sydney
daniela@aptwealth.com.au
Along with managing office operations, Daniela is responsible for effective and efficient client service. Daniela also assists our financial planners with the management and administration of their client portfolios. In addition to her 15 years’ experience, Daniela has completed a Diploma of Financial Services (Financial Planning) and Diploma of Business Administration.
Head of People and Culture | Principal
Abbie Gellatly
Melbourne
abbie@aptwealth.com.au
Abbie Gellatly is Head of People and Culture at Apt Wealth Partners, where she is responsible for setting the direction and overseeing the implementation of Apt’s people strategy.
Beginning her financial services career on the client side before moving to people and culture, Abbie has a unique understanding of the industry and the people within it. As an HR leader, Abbie has developed significant expertise across employee experience, health & wellbeing initiatives and strategic business planning. In addition, she is passionate about lifelong learning.
She holds a Bachelor of Business (HR) and a Diploma of Financial Planning and is SMSF-Accredited.
Outside the office, you’ll find Abbie exploring local restaurants, planning her next travel adventure or hitting the beach.
Senior Financial Adviser | Principal
Steve Toniazzo
Melbourne
stevet@aptwealth.com.au
Steve is a Senior Financial Adviser and an Advice Leader at Apt Wealth Partners. He has over 25 years’ experience in the Financial Services Sector, including 20 years in the Financial Planning industry.
Steve holds a number of qualifications, including a Bachelor’s degree in Business (Banking & Finance) and a Diploma of Financial Services (Financial Planning). He also holds the CERTIFIED FINANCIAL PLANNER® professional status with the Financial Planning Association of Australia (FPA).
In addition to general financial planning, Steve has a particular interest in aged care financial advice and holds accreditation as a specialist in this area.
On a personal level, Steve enjoys spending time with his family and friends, playing golf, and attending sporting events.
Xplan Experience Manager
Kellie Ryan
Geelong
kellie@aptwealth.com.au
Kellie Ryan is the Xplan Experience Manager at Apt Wealth Partners. Since first commencing with Apt in 2008, Kellie has held numerous roles, including Client Services Manager and Financial Planner & Operations Manager.
Currently, Kellie works closely with our Head of Innovation and Client Experience to maintain, develop and implement strategies to enhance client and staff experience. Kellie holds a Diploma of Financial Services (Financial Planning).
Outside the office, Kellie enjoys the outdoors, spending time with family and trains in Taekwondo and Jiu Jitsu.
Senior Financial Adviser | Principal
Michelle Heffernan
Melbourne
Michelle.heffernan@aptwealth.com.au
Michelle is a Senior Financial Adviser. Michelle has over 13 years’ experience in Financial Planning. She is highly qualified with a Bachelor of Commerce, and holds the Advanced Diploma of Financial Planning, and the Certified Financial Planner® professional status with the Financial Planning Association of Australia (FPA). Michelle has a particular interest in responsible investing.
Senior Financial Adviser | Principal
Emily Lanciana
Melbourne
emily@aptwealth.com.au
Emily Lanciana is an experienced financial planner with a passion for helping people define and reach their goals to live their best lives.
She is a Senior Financial Adviser at Apt Wealth Partners, the 2021 FPA Professional Practice of the Year. At the firm since 2018, Emily has developed specialised expertise in Expat Financial Planning, supporting Australians living abroad to navigate their finances.
A participant in the Cancer Council Pro Bono Program, Emily gives her time and expertise to help seriously ill Australians and their families make the best possible financial moves at one of life’s most difficult times.
Emily has been in the industry since 2012 and holds a Bachelor of Commerce majoring in Financial Planning, Finance and Marketing from Deakin University. She is also a Certified Financial Planner® with the Financial Planning Association of Australia.
Outside work, Emily enjoys spending time with and caring for her many pets, going to the gym and reading.
Senior Financial Adviser
Lisa Haley
Melbourne
lisah@aptwealth.com.au
Lisa is a Senior Financial Adviser at Apt Wealth Partners. She has almost 20 years of experience in the financial services industry, practising as a financial planner.
Lisa’s qualifications include a Diploma of Financial Planning, a Bachelor of Applied Science. Lisa is an Accredited Aged Care Professional® and is also a Certified Financial Planner® with the Financial Planning Association of Australia.
Lisa is passionate about coaching her clients to achieve financial freedom. She is known for her attention to detail and in-depth understanding of new and changing legislation. Lisa is also an expert in navigating the complex Australian aged care system to help her clients and their families achieve the best possible outcome.
Outside of the finance industry, Lisa enjoys all things health and fitness, a field she worked in prior to qualifying as a financial planner.
Head of Compliance and Licensee Operations | Principal
Rhett Pudney
Sydney
Rhett is responsible for compliance policy and managing the broader licensee operations of the business. He has worked in the Financial Services industry for over 20 years, and has completed a Bachelor of Arts (Hons), an Advanced Diploma of Financial Planning, a Diploma of Finance and Mortgage Broking Management, a Diploma of Training and Assessment, a Diploma of Quality Auditing, and a Diploma of Project Management. Rhett is also a Financial Planner AFP® with the Financial Planning Association of Australia.
Senior Financial Adviser | Principal
David Maddock
Geelong
david@aptwealth.com.au
David Maddock is an experienced financial planner with a strong interest in helping clients gain peace of mind over their finances today and into retirement.
Based in Geelong, Victoria, David has been in the advice industry for almost 20 years. Amongst his colleagues and clients, he is known for his calm, measured approach and deep knowledge of self-managed super funds (SMSF), helping his clients navigate the many complexities.
He holds a Bachelor of Commerce from Deakin University and is a Certified Financial Planner® with the Financial Planning Association of Australia. He is also an SMSF Specialist Adviser (SSA®) with the SMSF Association.
Outside work, David is a passionate community member and supporter of his local football club, where he volunteers as a junior football coach. When not at the football field, his weekends are spent outdoors with his family and their two dogs or running to reach his fitness goals.
Senior Financial Adviser | Principal
Preston Foster
Sydney
preston@aptwealth.com.au
Preston has worked in financial services for 20 years. The last 16 years has been providing personalised financial planning advice, which includes farm and business succession planning. Preston’s academic qualifications include a Bachelor of Business and a Diploma of Financial Planning. He is also a Certified Financial Planner® professional with the Financial Planning Association of Australia.
Executive Coordinator
Stephanie Eckert
Melbourne
stephaniee@aptwealth.com.au
With over 11 years of experience in the financial advice industry, Stephanie serves as a key collaborator to Apt’s Head of Advice and Managing Director.
Her primary responsibilities include managing high-level projects and operations, leading internal marketing strategies, providing support for M&A initiatives and managing workflow to ensure that director’s priorities are met. She finds fulfillment in continuous learning and making meaningful contributions to the industry and company growth.
Stephanie also holds a Diploma of Financial Planning and is currently pursuing an Advanced Diploma of Leadership and Management
Outside of work, Stephanie is dedicated to her family, with a 1-year-old son and a four-legged companion. She enjoys outdoor activities such as hiking, going to the gym, and spending time at the beach.
Senior Financial Adviser
Lisa-Anne Han
Melbourne
lisa-anne@aptwealth.com.au
Lisa-Anne is a caring, dedicated and well-practiced financial planning professional, with over 20 years’ experience in the financial services industry, 13 of which she has specialised in financial planning.
In addition to her wealth of experience, Lisa-Anne is a CERTIFIED FINANCIAL PLANNER® with the Financial Planning Association of Australia. Lisa-Anne has attained a Bachelor of Business, majoring in Banking & Finance, and a Master’s in Financial Planning.
Lisa-Anne is committed to her clients and maintains a high level of professionalism in her working life. In her spare time, Lisa-Anne loves finding new and exciting culinary delights, and keeps busy looking for her next adventure around the country and abroad.
Head of Advice VIC & Senior Financial Adviser | Principal
Matthew Dunbar
Melbourne
matthew@aptwealth.com.au
Matthew is a highly qualified financial adviser who has a broad range of financial services experience, having previously worked for major banking and accounting firms.
He holds a number of qualifications with a degree in Commerce from Deakin University. He also holds the Advanced Diploma of Financial Planning and the CERTIFIED FINANCIAL PLANNER® professional status with the Financial Planning Association of Australia (FPA).
Matthew enjoys building long-term relationships with clients by getting to know what is important to them and providing them with appropriate professional advice and personal ongoing service.
On a personal level, Matthew enjoys spending time with his family and friends, keeping fit, playing golf, and supporting the Carlton Football Club.
Operations Manager
Catrina Jordan
Sydney
Catrina Jordan is Operations Manager at Apt Wealth Partners, where she is responsible for managing day-to-day operations for the Insurance Team. In addition, Catrina provides training and support to all our client service, risk and business administration areas, ensuring everything runs smoothly, from staff onboarding to team events.
Catrina has a background in insurance claims management and holds her Diploma of Financial Services (Financial Planning). She enjoys working with our dynamic insurance team, helping clients realise their goals and using her knowledge and experience to assist them during the claims process.
Outside the office, Catrina enjoys giving back to her local Blue Mountains community, where she has been a member of the Rural Fire Service for over fifteen years.
Senior Financial Adviser
Frank D’Alesio
Melbourne
frank@aptwealth.com.au
Frank D’Alesio is an experienced financial planner with a passion for being part of his clients’ journeys, supporting them to achieve life and financial goals.
Based in Melbourne, Victoria, Frank has been in the advice industry for 14 years, joining Apt Wealth Partners in 2020 as a Senior Financial Planner. He is known for his high level of service and contemporary approach, empowering his clients by providing them with choice, freedom and flexibility.
Frank holds a Bachelor of Business in Financial Planning from RMIT and is a Certified Financial Planner® with the Financial Planning Association of Australia.
Outside work, Frank enjoys playing and watching soccer and spending time with the family. He is a passionate movie buff and can often be found at the cinema.
Senior Financial Adviser
Warner Leung
Sydney
Warner@aptwealth.com.au
Warner has more than 15 years’ experience in the finance and investment industry. He also speaks fluent Cantonese and provides advice to Chinese speaking clients.
Warner holds a Masters of Applied Finance and Bachelor of Finance, as well as being a Self-Managed Super Fund Specialist (SSA) and is a Certified Financial Planner (CFP) professional with the Financial Planning Association of Australia.
Warner is a senior adviser to the privately-owned businesses and individual clients of Apt Wealth Partners. He seeks to ensure that clients’ financial strategies empower them to make decisions and bring more certainty to enrich their lives.
In his spare time, Warner enjoys being active playing soccer, tennis and attending F45 classes with his partner, Helena. He also volunteers his time with the Cancer Council providing financial literacy advice with cancer patients and is also the Treasurer of the Gladesville Ravens Sports Club.
Head of Advice NSW & Senior Financial Adviser | Principal
Robert Greig
Sydney
robert@aptwealth.com.au
Robert Greig is an experienced financial adviser with a passion for assisting individuals, couples and families to build their financial position, navigate life events and ultimately achieve their goals. Based on the Northern Beaches of Sydney, Robert is known for his patient and approachable manner, making him the ideal choice for people dealing with inheritance, bereavement or settlements. He has a proven track record in achieving successful outcomes for clients at all stages, from those looking to build on their existing wealth to those navigating retirement.
As the Head of Advice NSW and Senior Financial Adviser at Apt Wealth Partners, Robert has over a decade of professional experience. He holds a Master of Financial Planning and a Bachelor of Applied Social Science.
Outside work, Robert is deeply committed to volunteering and fundraising within his local community. His charitable efforts have been widely recognised by the Apt team, earning him the Apt Life Value Award in 2023 and 2024 for his fundraising initiatives, mentorship skills, and community involvement. Robert is married and has three children.
Senior Financial Adviser | Principal
Tracey Pace
Melbourne
tracey@aptwealth.com.au
Tracey has been working in the financial services industry since the late 1990s. Joining Apt Wealth Partners from Semaphore Private in January 2020 following a merger of these businesses, Tracey enjoys the long-standing client relationships she has developed over an extended period of time. Seeing individuals reach, and often exceed, their planned goals is most rewarding. Guiding and supporting clients when plans go “off script” is where Tracey believes great advisers show their worth.
Tracey holds a Bachelor of Business (Financial Planning) and is also a Certified Financial Planner® professional with the Financial Planning Association of Australia (FPA). Additionally, she has completed all FASEA (Financial Adviser Standard and Ethics Authority) compulsory education requirements.
Tracey loves spending time with her family, is an amateur baker, and tries to regularly extend her “planning” skills to travel-related tasks.
Senior Financial Adviser
Elizabeth Wise
Sydney
Elizabeth is a Senior Financial Adviser at Apt Wealth Partners. Elizabeth began her career at Apt as a Client Services Manager in 2015, later transitioning into a client advisory role.
She holds a Bachelor of Commerce and a Graduate Diploma of Financial Planning.
Outside the office, Elizabeth is a long-serving member of the North Bondi Surf Life Saving Club and enjoys spending time at the club with her friends and family. She competes competitively in surf ski paddling and has represented Australia in Downwind Ocean Racing.
Client Service Manager
April Kara
Sydney
April assists Michael and Tim with the management and administration of their client portfolios. April has over 6 years’ experience in financial services providing high quality professional administration support and client interaction.
Senior Mortgage Adviser
Matthew Baker
Geelong
matthewb@aptwealth.com.au
Matt has over 11 years of experience in banking and finance including both personal and business banking. His customer first mindset, backed by his Diploma of Finance and Mortgage Broking Management, makes him the ideal person to speak to if you’re considering a property purchase or refinancing an existing arrangement.
Financial Adviser
Jessica Santiago
Melbourne
Jessica Santiago is a Financial Adviser at Apt Wealth Partners, who has been with the company since 2018 and has over 6 years of experience in the industry.
She holds a Master of Financial Planning from Griffith University, and a Diploma of Financial Planning and Bachelor of Business (Economics and Finance) from RMIT University.
She is passionate about helping people make the complex simple and empowering them to achieve lifestyle and financial success.
Outside of the office, Jessica enjoys travelling, cultural immersion and discovering new food. She has a love for the great outdoors, fitness and spending time with family and friends.
Financial Adviser
Daniel Kalisperis
Melbourne
daniel@aptwealth.com.au
Daniel Kalisperis is an Adviser with Apt Wealth.
Daniel has been in the financial advice industry since 2016, as a paraplanner and client services manager, before joining Apt in 2022. He is passionate about helping people plan for and realise their dreams and has experience working with the intricacies of SMSFs and Corporate Trustees.
He holds a Bachelor of Business in Economics and Finance and a Graduate Diploma of Financial Planning.
Outside the office, Daniel enjoys drawing and design, going to the gym and the beach as well as spending time with his two French Bulldogs.
Senior Financial Adviser
Sean Moran
Geelong
sean@aptwealth.com.au
Sean has worked in financial services since 1997 including 12 years in London and Hong Kong. He holds a Bachelor of Commerce majoring in Finance as well as a Graduate Diploma in Financial Planning and is also a Financial Planner AFP® with the Financial Planning Association of Australia(FPA). As an experienced professional Sean provides holistic financial advice to new and existing clients as well as educating them about their finances. He enjoys getting to know clients goals and developing plans to help them achieve what they want with their finances. Outside of work Sean keeps busy looking after his young family and enjoys trail and road running.
Insurance Service Manager
Inez Jacobs
Sydney
Inez is responsible for assisting with the smooth running of the Insurance Advice team by supporting all areas of insurance administration allowing the Insurance Advice specialists to maintain their focus on client relationships. Inez has a Diploma in Business Administration and a Diploma in Leadership and Management.
Financial Adviser
Tamara Bellucci
Sydney
Tamara Bellucci is an experienced financial planning professional with a deep commitment to helping her clients achieve peace of mind.
As a Financial Adviser at Apt Wealth, Tamara is a passionate advocate for the power of advice and finds it incredibly rewarding to see her clients realise their life and financial goals.
Highly experienced with a decade in the industry, Tamara holds a Bachelor of Business (Finance and International Business) and Advanced and Graduate Diplomas in Financial Planning.
She is also a dedicated fundraiser for FightMND, an organisation that seeks to find treatment and, ultimately, a cure for motor neurone disease.
Outside the office, Tamara enjoys spending time with her large, close-knit family, including recent addition, daughter Adriana.
Head of Portfolio Management | Principal
Adam Bajcarz
Sydney
Adam has over 10 years’ of financial services and investment experience, researching and evaluating public and private market investments across a wide range of asset classes. He is a voting member of the Apt Wealth Partners Investment Committee with other responsibilities covering portfolio construction and management of the Apt Wealth Partners Model Portfolios and Separately Managed Accounts.
Adam has several academic and professional qualifications including a Bachelor of Laws and a Bachelor of Commerce (Corporate Finance) from the University of Adelaide, a Diploma in Financial Planning and a Certificate IV in Finance and Mortgage Broking. He is also a CFA Charterholder.
Manager of Advice and Client Support
Rochelle Dunham
Melbourne
Rochelle is the Manager of Advice and Client Support at Apt Wealth Partners, supporting and managing the Advice and Client Support teams. With over 18 years of experience in the financial industry, she excels in fostering positive relationships and enhancing client experiences.
Rochelle is passionate about creating a culture of learning and collaboration within teams. She is an expert in effective communication and works well with diverse teams and stakeholders to achieve shared goals.
She enjoys working in the finance industry because it centres around positively impacting clients’ lives. In her role, she continually seeks ways to improve operations and enhance client service.
Outside of work, Rochelle spends her time watching her two kids play football, netball, and basketball on weekends. She also enjoys embarking on caravan adventures with her family and their beloved four-legged family members.
Investment Operations Administrator
Steve Nobilo
Sydney
steven@aptwealth.com.au
Steve assists the firm with the management and administration of our client portfolios. He provides office support by helping with client services, investment operations and database administration. In addition to his experience gained at our firm, Steve has acquired a Diploma of Business.
Senior Financial Adviser
Brett Rowe
Melbourne
brett@aptwealth.com.au
Brett has a number of years of experience in the financial services industry, with the majority of this time spent working for a large and mid-sized wealth management firm.
Brett’s qualifications include a Bachelor of Business and a Diploma of Financial Planning. Brett is also a Certified Financial Planner® professional with the Financial Planning Association of Australia.
Client Service Manager
Sam Blake
Melbourne
Sam currently assists Tracey Pace and Brett Rowe with the management and administration of their client portfolios. Sam has over 6 years’ experience within financial planning firms delivering high quality administration to planners and clients. He is currently studying Bachelor of Commerce.
Financial Adviser
Anthony Lee
Melbourne
anthony@aptwealth.com.au
Anthony Lee is a Financial Adviser with Apt Wealth. Anthony has been in the financial advice industry for a number of years, in advice support and client services roles, before joining Apt in 2019.
He enjoys helping others take the complexity out of finances to enable them to focus on what’s most important in their lives, and this has defined his decision to pursue a career as an adviser.
He holds a Bachelor of Business (Accountancy) and a Graduate Diploma of Financial Planning.
Outside the office, Anthony enjoys all things health and fitness, playing sports and spending time with family and friends.
Senior Insurance Adviser | Principal
John McLaughlin
Melbourne
johnm@aptwealth.com.au
John has been working in the financial planning industry since 2005. He joined Apt Wealth in 2020, from a major bank, where he gained experience in all aspects of financial planning.
He holds a Bachelor in Business and a Diploma and an Advanced Diploma in Financial Planning. He is currently studying to complete his Graduate Diploma in Financial Planning and is a member of the Financial Planning Association.
He is passionate about providing excellent service to his clients and working towards their individual goals.
John is married with two young boys and enjoys spending time with his family and friends. He enjoys all sports and is a longtime supporter of the Melbourne Football Club. He is also heavily involved in the local sporting clubs where his boys actively participate.
Project Manager
Karolina Scales
Melbourne
karolina@aptwealth.com.au
With our focus on continuous improvement, Karolina manages pivotal business projects to enhance client and team experience.
Karolina is determined to deliver projects that achieve our objectives, drive efficiency and effectiveness, and foster collaboration. Striving to balance the needs and priorities of all key stakeholders.
Karolina’s passion for financial planning stems from her belief that financial education should be available to all and from working with Advisers and a team of professionals at Apt who help people live their best lives.
Karolina holds a Bachelor of Commerce and an Advanced Diploma in Public Relations. Working in the financial planning industry since 2003, she has experience across various roles, including administration, client services, and practice management.
Whilst not at work, Karolina enjoys family life, pilates, music, holidays by the river or beach, and supporting the Western Bulldogs Football Club.
Financial Adviser | Principal
Jakob Ayres
Melbourne
Jakob@aptwealth.com.au
Jakob Ayres is a Financial Adviser with Apt Wealth.
Jakob joined Apt in 2020, his first role in the financial advice industry, drawn to it by his passion for helping others to thrive. He has spent three years supporting Apt advisers and working with our clients on his journey to becoming an adviser.
He holds a Bachelor of Commerce (Financial Planning).
Outside the office, Jakob loves both snow & water skiing. He is also a dedicated fan of the Richmond Football Club and gets to games whenever time permits.
Client Services Manager
Jess Bray
Geelong
Jess assists David Maddock and Sean Moran with the management and administration of their client portfolios. Before joining Apt, Jess worked in client services roles where she gained a great deal of experience. Her qualifications include Certificates 3 & 4 in Financial Services and Accounting.
Senior Paraplanner
Chelsea Jiang
Sydney
chelsea.jiang@aptwealth.com.au
Chelsea Jiang is a senior paraplanner, working within Apt’s Compliance team. With over 7 years in the financial advice industry, Chelsea uses her knowledge and skills to develop professional financial advice documents.
She holds a Bachelor of Economics, a Master of Mass Communication and a Master of Financial Planning.
Investment Analyst
Anthony Yang
Sydney
anthony.yang@aptwealth.com.au
Anthony assists the firm with the management and administration of our client portfolios, including the Apt Wealth Partners Model Portfolios and Separately Managed Accounts. Anthony has completed a Bachelor of Actuarial Studies and Commerce with majors in Finance and Financial Economics. Anthony has also successfully completed the CFA Level 1 qualification.
Financial Advice Associate
Tarryn Chen
Sydney
tarryn@aptwealth.com.au
Tarryn is a Financial Planning Associate with a Bachelor of Applied Finance and Commerce. He is highly motivated and goal-oriented, with a passion for helping individuals secure their financial futures.
He has a strong foundation in customer service management. He is now on a transformative journey to acquire a Graduate Diploma in Financial Planning to become a dedicated and empathetic Provisional Financial Planner.
Beyond the numbers and charts, he believes in the importance of physical and mental well-being, enjoying his spare time at the gym and on the track running.
Specialist Investment Management Consultant
Paul Saliba
Sydney
Paul is a specialist investment management consultant and the external consultant member of the Apt Wealth Partners Investment Committee. Paul is the founder and managing director of Evolutionary Portfolio Services (a Corporate Authorised Representative of High Street Wealth Pty Ltd AFSL 514357).
Paul holds a Bachelor of Economics, a Graduate Diploma in Applied Finance & Investment and a Diploma in Financial Services (Financial Planning) and is a Fellow of the Financial Services Institute of Australia.
Senior Financial Adviser
Toby Simpson
Melbourne
toby@aptwealth.com.au
Toby Simpson is an experienced financial planner with deep expertise in all matters related to UK expat finances. Originally from and starting his career in the UK, Toby also has experience working in Australia, Africa, the Middle East, and Asia, giving him a first-hand understanding of the challenges faced by expats.
He has over 25 years of international financial services experience and has spent the last six years advising individuals and families. Now based in Melbourne, Victoria, Toby is passionate about helping expats navigate complex cross-border scenarios, developing robust strategies to ensure they can live their best lives, wherever life takes them.
Toby holds a Diploma of Financial Planning and is currently completing his Graduate Diploma.
Outside the office, Toby is a sports fanatic, watching and playing numerous sports, a passion he shares with his wife and children. When he is not cheering them on or coaching cricket, he can be found on the soccer or hockey fields.
Personal Mortgage Adviser
Aimee Telford
Melbourne
aimee@aptwealth.com.au
Aimee Telford is a Personal Mortgage Adviser at Apt Wealth Partners, with a diverse background in the building and novated lease industry.
She is passionate about achieving amazing results for her clients and thinking outside the box. Aimee brings an understanding of the sensitivity around the biggest purchase in one’s life – a home or investment property – and supports clients through the process.
Aimee has over 4.5 years of experience in the industry and holds a Certificate IV in Finance and Mortgage Broking.
Outside the office, Aimee volunteers with the Royal Children’s Hospital, something she has been involved with for over 15 years. She enjoys live music and is mum to cheeky Oscar and wild child Fleur.
Financial Advice Associate
Joel Galenda
Melbourne
Joel@aptwealth.com.au
Joel is a Financial Advice Associate at Apt Wealth Partners. He holds a Bachelor of Commerce, majoring in Economics and Finance, and a Graduate Diploma in Financial Planning.
He joined Apt in 2021 and was drawn to the Financial Planning industry as it allows him to use his keen knowledge of finance to assist Australian families in reaching financial freedom.
In his spare time, Joel loves all things social, such as playing sports, camping, travelling, and spending quality time with friends and family.
Financial Planning Assistant
Lady Taboada
Lady@aptwealth.com.au
Lady provides administration support to Lisa Haley and Frank D’Alesio. Lady has completed a Bachelor of Science majoring in Airline Management.
Compliance Associate
Connie Yi
Sydney
Connie Yi is a Compliance Associate within Apt Wealth’s in-house Compliance team.
With more than half a decade’s experience as a paraplanner and remediation case assessor, Connie brings a wealth of knowledge and a deep understanding of the regulatory environment. She particularly enjoys working in the financial advice industry because she loves helping people build wealth and plan for a well-deserved retirement.
Connie holds a Graduate Diploma of Financial Planning.
Outside the office, Connie can be found spending time with her young son and loves getting outdoors to enjoy the stunning scenery in Sydney and surrounds.
Client Services Associate
Tyler Hempel
Melbourne
tyler@aptwealth.com.au
Tyler helps to deliver a high-quality service to Apt Wealth clients.
He is currently completing a Bachelor of Commerce degree at Deakin University, majoring in Financial Planning.
Outside the office, Tyler likes spending time with family and friends. He is an outgoing individual who enjoys watching and playing all kinds of sports, especially basketball and football.
Financial Adviser
David O’Brien
Sydney
david.o@aptwealth.com.au
David is a Financial Adviser with a strong background in the financial industry. He holds a Graduate Diploma in Financial Planning and a Bachelor of Business Studies degree.
Leveraging seven years of experience in the financial advice industry, David finds fulfillment in assisting individuals in achieving their financial goals.
Outside of work, David enjoys working out at the gym, and is a passionate supporter of Arsenal, his favourite football team in the English Premier League.
Senior Financial Adviser
Dermot Reiter
Melbourne
dermot@aptwealth.com.au
Dermot brings a strong and diverse set of skills and experiences obtained over the last ten+ years working with individuals and families to provide tailored wealth management solutions. He’s passionate about building life-long relationships with clients while empowering them to make better financial decisions.
Dermot is highly qualified with degrees in Commerce from Swinburne University of Technology and a Graduate Diploma of Business from Monash University. He holds the Certified Financial Planner® professional status with the Financial Advice Association of Australia (FAAA).
On a personal level, Dermot is a keen golfer and enjoys playing the piano & bass guitar, keeping fit, reading and volunteer work.
Client Services Associate
Harrison Keen
Melbourne
harrison@aptwealth.com.au
Harrison is a Client Services Associate for Apt Wealth Partners and is passionate about building meaningful relationships with clients to provide them with peace of mind, making their well-being his top priority.
Harrison has experience in an undergraduate accounting role and holds a Bachelor of Commerce degree majoring in Finance from Deakin University.
Outside of work, Harrison loves playing soccer on the weekends and keeping up with F1 races.
Financial Advice Associate
Alisha Sandhu
Melbourne
alisha@aptwealth.com.au
Alisha Sandhu is a Financial Advice Associate at Apt Wealth Partners, where she takes pleasure in the opportunity to assist individuals in achieving their goals in ways that go beyond conventional financial planning. Whether it involves realising travel aspirations, enabling educational pursuits, or providing support for families, Alisha is committed to making a meaningful difference in the lives of clients.
Alisha holds a Bachelor of Commerce with a major in Financial Planning and a Bachelor of Law.
Client Services Associate
Brian Paou
Sydney
brian@aptwealth.com.au
Brian is a Client Services Associate for Apt Wealth Partners. His passion for financial planning stems from the opportunity to work with client’s to achieve their long-term financial goals and provide ongoing support throughout their financial journey.
Brian is currently pursuing degrees in Accounting and Law at Macquarie University, furthering his expertise in the field.
Outside of work, Brian enjoys staying active by participating in fencing and going to the gym. He also has a love for cooking and contemporary art.
Client Services Manager
Ryan O’Keefe
Melbourne
ryano@aptwealth.com.au
Ryan O’Keefe is a Client Service Manager at Apt Wealth Partners. He is responsible for administering the advice process from start to finish, including assisting the formulation and implementation of advice documents. With a specialisation in UK Pensions, Ryan utilises his expertise to deliver meaningful outcomes to clients.
Ryan holds a Bachelor of Business Degree, with a major in Financial Planning. He has worked in the financial advice industry for 4+ years.
Outside of work, Ryan trains on the gymnastics apparatus the pommel horse to unwind and stay active.
Client Services Manager
Ashlyn Antony
Melbourne
ashlyn@aptwealth.com.au
Ashlyn Anthony is a Client Services Manager at Apt Wealth Partners. She is passionate about helping clients achieve their financial goals and making a substantial difference to their lives.
Ashlyn holds a Bachelor of Business degree, majoring in Financial Planning and Accountancy.
In her leisure time, she enjoys swimming, organising cultural events for Indian youth, going to the gym, and exploring new recipes.
Receptionist
Lori Andrewartha
Melbourne
lori@aptwealth.com.au
Lori Andrewartha serves as the receptionist at our Melbourne office, playing a key role in our interactions with clients.
Lori joined Apt 2+ years ago and thoroughly enjoys working with the rest of the Apt Wealth Partners team to help our clients achieve their financial goals.
She has a Bachelor of Business (Banking and Finance) Degree & a Diploma of Business in Hospitality Management.
Outside work, Lori enjoys walking her dogs and spending quality time with my family and friends.
Client Services Manager
James Triantis
Sydney
james.triantis@aptwealth.com.au
James is the Client Service Manager at Apt Wealth, ensuring seamless communication and efficient processes for both clients and advisers. With a Bachelor of Business (BBus), James specialises in client service, stock trading and implementing planning strategies.
He has over three years of experience in the financial services industry, having worked in funds management and stockbroking.
James enjoys meeting new people and working with clients to achieve their long-term financial goals. Outside of work, he’s passionate about soccer, music, fitness, and enjoys spending time with his large family, including his 9 siblings.
Solicitor
Claire Richards
Sydney
claire@aptwealthlegal.com.au
Claire is an accomplished solicitor admitted to the Supreme Court of New South Wales and High Court of Australia in 2020.
With extensive experience in criminal law, family law, wills and estates, conveyancing, property law, commercial matters, and civil litigation, she is known for her attention to detail and strong communication skills.
Outside of work, Claire is an animal lover – especially for her dog Morty. She is also a keen netball player.
Lawyer
Jaclyn Davis
Sydney
Jaclyn@aptwealthlegal.com.au
Jaclyn graduated with a Juris Doctor in 2010 and was admitted as a Solicitor of the Supreme Court of New South Wales and High Court of Australia in April 2011.
She has a wealth of experience in Wills and Estate matters, including drafting and administering complex Testamentary Trust Wills. Jaclyn is passionate about estate planning and providing tailored legal advice for each client’s unique circumstances.
Jaclyn is also a notary public and often assists clients with notarising and apostilising documents for international purposes.
Outside work, she loves spending time with her two children, Ruby and Tom, her dogs Saffy the Staffy and Zoe Dog and her rescue cats, Colin and Trevor. Jaclyn is also involved in her family owned and operated vineyard, which is located in the Hunter Valley.
Legal Counsel
Leon McPaul
Melbourne
leon@aptwealthlegal.com.au
Leon works as Legal Counsel for Apt Wealth Legal Services. He was admitted as a lawyer at the young age of 20. He has cultivated expertise in Wills and Deceased Estates, Trusts, Family Law, and General Litigation.
Leon assists clients from diverse backgrounds in all aspects of estate planning, catering to a wide range of needs from straightforward to complex, medium, and high net wealth estate planning. Leon’s background in family law assists clients with considering the issues of the next generation in succession planning, including strategies for protecting inheritances in the event of separation.
Legal Counsel
Erin Varker
Melbourne
erin@aptwealthlegal.com.au
Erin works as Legal Counsel for Apt Wealth Legal Services. She commenced her legal career as an articled clerk after graduating with Honours in Law from Monash University in 2007.
She has developed a comprehensive skillset across various legal areas, including Commercial Law, Business & Franchising Law, Wills & Estates, and Migration Law.
With this extensive skill set, she can approach matters from several perspectives and provide clients with comprehensive and holistic advice.
She brings a myriad of experiences and a genuine passion for finding solutions for her clients.
Legal Counsel
Diana Scully
Melbourne
diana@aptwealthlegal.com.au
Diana serves as a Legal Counsel for Apt Wealth Legal Services. She holds a double degree in Bachelor of Laws / Bachelor of Commerce from Monash University. With experience as a Family Lawyer at boutique firms and a major national law firm in Melbourne, Diana brings an empathetic and practical approach to advising her clients.
