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Current circumstances have many expats thinking about whether it’s time to move home. Whenever you decide to make the move, it requires careful planning. We work with expats across the globe to plan for their financial and life goals in all situations, including the move back to home shores. Here is our guide for planning […]

It’s likely that you or someone you know has been impacted financially by COVID-19; losing hours, taking a pay cut or even losing their job. For many, this has acted as a wake-up call.  Even if you haven’t experienced changes to your income, it’s an opportunity to think about what would happen if you did. […]

There has been a great deal of speculation in the media about the impact of coronavirus on the Australian property market. This was heightened recently, when the Commonwealth Bank announced it was forecasting a 32% decline in the housing market, driven by rising unemployment predicted to result in a significant increase in mortgage defaults and […]

As restrictions start to lift, many Australians are starting to think longer-term and there is growing optimism about the future. Many people are also thinking about their finances and how to approach investing as we emerge from the crisis. As part of the Investment Team at Apt Wealth, we are constantly researching and collaborating with […]

For business owners, particularly those in smaller or family-owned companies, personal and business finances are often heavily intertwined. For many, COVID-19 has presented significant challenges; for others, there may have been opportunities. Regardless of where your business stands, it’s important that you have the complete picture and a plan in place to protect and grow […]

As we all adjust to a new way of life under COVID-19 restrictions, many people are feeling the impact on not just their finances but their lifestyle. For retirees, this can be exacerbated, as many common retirement goals, such as travel and spending more time with family, have been put on hold. As restrictions start […]

As the COVID-19 crisis continues to unfold, we are all facing changes to the way we live and work, and, for many, this is flowing on to how they approach their finances. Providing advice and managing funds for over 3,000 Australian families, we have seen a range of responses. I wanted to share some of […]

With isolation and social restrictions in place, many experts warn that we may see an increase in divorce, as relationships that were already strained break under the added pressure of “lockdown”. Regardless of the circumstances, the end of a long-term relationship or marriage is something we usually don’t factor into our life or our financial […]

With at least one million Australians currently facing unemployment and many more of us in an uncertain financial position as a result of the COVID-19 pandemic, mortgage repayments are a hot topic. Recently, the big four banks announced that they will allow Australians to pause their repayments, and many Apt Wealth Home Loan clients are […]